Reply to Husband take $800/month for his own expendables and leave the household with $200

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Reply to "Husband take $800/month for his own expendables and leave the household with $200"

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[quote=Anonymous][quote=Anonymous]This is simple. After mortgage, childcare, bills, gas, groceries, cleaner, and savings, you have 1K left. That leaves you each $500/mo fun money. Why wouldn't this be split evenly?

Three accounts: Family, his, yours. All bills paid from family account. Cash for misc to each of you from sep accounts and don't track what the other person does with it (it's only $500 anyway).

All family bills get paid from family account and that includes *everything* your children need (why are you factoring their clothes and haircuts into your personal budget?).

The bigger issue I see here is that there's no wriggle room. Honestly I'd have trouble staying under $500/mo for misc expenses. Your mortgage and bills seem outsized for the amount of misc cash you're leaving yourselves at end of day.[/quote]

This.  7k in fixed costs for housing, bills and childcare on a 10k income seems really tough to navigate.   Is there anything you can cut back on, op?   Are you nearly done with childcare?  Are you currently putting money into retirement?  Maybe you could cut back there while you're in the heavy childcare years. [/quote]

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