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Reply to "Is it reasonable to ask your parents what your inheritance expectations should be?"
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[quote=Anonymous]You should never factor inheritance into your long term planning. It is too unpredictable and high risk. There is a high probability that either both or at least one of your parents will require everything that have saved to cover their long term care and medical expenses. People are living much longer but in situations where they need much more expensive care for longer extended periods of time. Fewer people have pension and long term health care plans. The elderly need to completely exhaust their assets and savings before they can qualify for Medicaid or other cost reduction services. This is taking many people by surprise and I think we are seeing an end to inheritance for anyone who does not die in the 70-80 yr range or is not worth 10M+. [/quote]
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