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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Yes, your premiums will increase. That's what happens when you file a claim. [/quote] No, that’s not how it always works.[/quote] Usually they let the first one go, but a second claim in a year is not good. If the damage is under $2k I’d just pay it.[/quote] I had 3 small claims within 14 months-2 of which were my fault, me was a hit and run. (I’m not a crazy driver, I swear. Those are the only two at faults I’ve had in 25 years of driving!). After the 3rd incident (which was my 2nd at fault thing), my insurance went up by $40 for one 6 month policy window. The next renewal, it went back down to what it had been before. I’ll take that trade off since I saved thousands of dollars in repair costs in return for an extra $40. [/quote]
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