Anonymous
02/10/2020 10:01
Subject: Hot and run question
When you say in a parking lot, what are you talking about? Some major damage or some minor bumper scratches?
Anonymous
02/09/2020 16:32
Subject: Hot and run question
Anonymous wrote:Anonymous wrote:Anonymous wrote:Yes, your premiums will increase. That's what happens when you file a claim.
No, that’s not how it always works.
Usually they let the first one go, but a second claim in a year is not good. If the damage is under $2k I’d just pay it.
I had 3 small claims within 14 months-2 of which were my fault, me was a hit and run. (I’m not a crazy driver, I swear. Those are the only two at faults I’ve had in 25 years of driving!). After the 3rd incident (which was my 2nd at fault thing), my insurance went up by $40 for one 6 month policy window. The next renewal, it went back down to what it had been before. I’ll take that trade off since I saved thousands of dollars in repair costs in return for an extra $40.
Anonymous
02/09/2020 16:14
Subject: Hot and run question
Anonymous wrote:Anonymous wrote:Yes, your premiums will increase. That's what happens when you file a claim.
No, that’s not how it always works.
Usually they let the first one go, but a second claim in a year is not good. If the damage is under $2k I’d just pay it.
Anonymous
02/09/2020 08:27
Subject: Hot and run question
Anonymous wrote:Yes, your premiums will increase. That's what happens when you file a claim.
No, that’s not how it always works.
Anonymous
02/09/2020 08:04
Subject: Hot and run question
Anonymous wrote:I had this happen and my uninsured motorist coverage took care of the claim. My insurance did not go up.
Mine didn’t increase either.
Anonymous
02/09/2020 07:38
Subject: Hot and run question
It might not go up now, but if you have another claim it will for sure. If the damage wasn’t much, I wouldn’t put it through insurance.
Anonymous
02/09/2020 03:09
Subject: Hot and run question
I had this happen and my uninsured motorist coverage took care of the claim. My insurance did not go up.
Anonymous
02/08/2020 23:58
Subject: Hot and run question
Anonymous wrote:Check to see if there are any cameras located in the parking lot first...
+1
Anonymous
02/08/2020 23:58
Subject: Hot and run question
Is the damage more than your deductible?
Anonymous
02/08/2020 23:48
Subject: Hot and run question
Yes, your premiums will increase. That's what happens when you file a claim.
Anonymous
02/08/2020 16:44
Subject: Hot and run question
Check to see if there are any cameras located in the parking lot first...
Anonymous
02/08/2020 15:33
Subject: Hot and run question
Someone hit my car in the parking lot and didn't leave a note--there were no witnesses. If I file a claim with my insurance, will I get dinged and have my premiums go up?