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[quote=Anonymous]I have a two year old and another one on the way in August.  DH and I both work full time.  We are in a rental and trying to save up for a down payment on a house, but childcare makes that tough, and childcare for two will stall it completely.  Until recently, DS was in a nanny share.  That ended at the end of 2019 and we've since started him in a full-time "preschool" (daycare). I'm just not crazy about the new situation.  He isn't napping well, has been sick basically the whole time, and doesn't spend nearly as much time outside as he used to.  I've thought a lot about what my ideal situation would be, and that would be to have a full-time nanny for both kids and for the older one to be in preschool part time.  The problem, of course, is that this would stretch us to our limit financially.  As of right now, my take home pay wouldn't cover this.  The only way to do so would be to decrease my TSP contributions (currently maxed) and to arrange our work schedules so we only need a nanny 40 hours a week, no overtime.  My question is, is this worth it?  Is it completely irrational?  I realize that this is a very privileged thing to even be considering, and I know plenty of children go through full time day care and are just fine, or likely better than fine.  But the logical side of my brain is having a hard time convincing the emotional side of my brain, and my guy is saying this would be better for our children.  Anyways, I would love any thoughts you might have.  Again, I am very aware of how privileged this is and I apologize for being tone deaf.  I know we all just want what's best for our kids.[/quote]

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