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Cars and Transportation
Reply to "Help with Insurance coverage please"
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[quote=Anonymous]I have a 2014 Prius and a 2012 Lexus 350. My husband has had to quit his job due to health. I have gone back to work. I am trying to see where I can save while not reducing overall coverage. Can you please share your numbers and rationale if possible. Will be appreciated. I have Insured and Uninsured Bodily Injury both at 300K Limit. Not thinking of reducing it. I am thinking of reducing Insured and Uninsured Property Damage Liability to 50k from 100k My collision and comprehensive deductibles were $500 each but thinking of upping to $750 or $1000. Thoughts? I don't have any coverage for Medical Expense Payments or Loss of Income or Transportation Expense. Should I? Do have Emergency Road Assistance though never used it in 20 yrs. It's about $40 total for both cars annually. [/quote]
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