Anonymous wrote:OP. Thanks to all PPs. The Lexus was a gift (it's used) and my husband will need a car for his appointments.

I am looking for input on the deductible amounts and the secondary items.

Do you have a decent enough savings that you could cover a $1,000 deductible?

OP, thanks I had done that 5 yrs ago and decided to stick but will go through the process again.

Have you considered different insurance companies rather than dropping coverages?

OP. Thanks to all PPs. The Lexus was a gift (it's used) and my husband will need a car for his appointments.

I am looking for input on the deductible amounts and the secondary items.

I just saved almost 1000 by switching insurance companies. If you haven't switched in a long time, I bet you can get a much cheaper rate. I switched from Liberty Mutual to Allstate.

Your coverage looks good to me. You might save a hundred bucks here or there by tinkering with the coverage, but a more productive exercise would be to see if you still really need two cars.

Sorry about the health situation. Don't know anyone who does such high deductibles. Typically it's $500. All else looks OK to me.

I have a 2014 Prius and a 2012 Lexus 350. My husband has had to quit his job due to health. I have gone back to work. I am trying to see where I can save while not reducing overall coverage. Can you please share your numbers and rationale if possible. Will be appreciated.

I have Insured and Uninsured Bodily Injury both at 300K Limit. Not thinking of reducing it.

I am thinking of reducing Insured and Uninsured Property Damage Liability to 50k from 100k

My collision and comprehensive deductibles were $500 each but thinking of upping to $750 or $1000. Thoughts?

I don't have any coverage for Medical Expense Payments or Loss of Income or Transportation Expense. Should I?

Do have Emergency Road Assistance though never used it in 20 yrs. It's about $40 total for both cars annually.