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Infertility Support and Discussion
Reply to "The insurance game"
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[quote=Anonymous][quote=Anonymous]Why did they deny it? For medical or policy issues? [/quote] Although IVF is covered for recurrent pregnancy loss, the insurance denied it as "not medically necessary." In CT, after you exhaust your appeals with the insurance, you can go through the state who sends the case to an independent review organization(IRO--perhaps this is the practice in most places?). The IRO upheld the insurance decision that IVF for recurrent preg loss is not "medically necessary"...so even though we have coverage for it, and I assembled a file that showed me checked all the boxes for recurrent preg loss, they determined we don't need it.[/quote]
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