Reply to Best options for IVF for Fed & Costs?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm trying to figure out which insurance I should go with for open season. I'd like to do an IVF cycle next year. So here is what I'm wondering:

[u]1. When it comes to savings on the IVF procedure itself:[/u]

How much do they usually cost?
Which plan offers the best savings on them? And how much would it be then?

From what I can tell it's either the Aetna negotiated rate (anyone know what that is?) or buying a separate plan through Kaiser. Is that correct?

[u]2. When it comes to IVF cycle meds:[/u]

How much do they usually cost?
Which plan offers the best savings on them?[/quote]

[b]
None of the federal plans cover IVF[/b]. Kaiser covers 50% of IUI and meds associated with the IUI. I think there is one other plan that covers IUI ( it may be Carefirst.. don't quote me) but that is also a percentage of coverage for IUI.
For IVF coverage pay privately on the market place ~$450/month. Aetna negotiated rate that I am aware of through SGF is for FET at $1850. not sure what the rate for fresh IVF is if there is even a negotiated rate for that.

IVF meds would be a complete OOP since no coverage for that as well. ~3-8K/cycle. FET meds OOP run you ~$200 or less. But you may get lucky for insurance to cover progesterone or estrace as they both are used in pregnancy related cases.[/quote]
Can you pay privately on the market in DC for IVF coverage (I haven’t seen anything), or does this only apply to Maryland residents?[/quote]

Since DC isn't considered a state and is federal territory there probably isn't any plan on the marketplace in DC that covers IVF. The coverage for IVF is mandated at the state level hence MD is a mandated state there is some IVF coverage.
[/quote]

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