Reply to Best options for IVF for Fed & Costs?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm trying to figure out which insurance I should go with for open season. I'd like to do an IVF cycle next year. So here is what I'm wondering:

[u]1. When it comes to savings on the IVF procedure itself:[/u]

How much do they usually cost?
Which plan offers the best savings on them? And how much would it be then?

From what I can tell it's either the Aetna negotiated rate (anyone know what that is?) or buying a separate plan through Kaiser. Is that correct?

[u]2. When it comes to IVF cycle meds:[/u]

How much do they usually cost?
Which plan offers the best savings on them?[/quote]

[b]
None of the federal plans cover IVF[/b]. Kaiser covers 50% of IUI and meds associated with the IUI. I think there is one other plan that covers IUI ( it may be Carefirst.. don't quote me) but that is also a percentage of coverage for IUI.
For IVF coverage pay privately on the market place ~$450/month. Aetna negotiated rate that I am aware of through SGF is for FET at $1850. not sure what the rate for fresh IVF is if there is even a negotiated rate for that.

IVF meds would be a complete OOP since no coverage for that as well. ~3-8K/cycle. FET meds OOP run you ~$200 or less. But you may get lucky for insurance to cover progesterone or estrace as they both are used in pregnancy related cases.[/quote]
Can you pay privately on the market in DC for IVF coverage (I haven’t seen anything), or does this only apply to Maryland residents?[/quote]

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