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Reply to "What 0% Balance Transfer Card Do You Use? "
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[quote=Anonymous][quote=Anonymous]Looking to transfer the balance of our one major CC [b](besides Amex which we obv pay monthly) [/b]high interest card onto a 0%. We applied for one that was recommended online but received a letter that we are out of their area. We have excellent credit so qualifying should not be a problem. Thank you!!![/quote] FWIW, AmEx offers several credit cards now in addition to charge cards (and has for some time--I've had one since at least 2001). You don't have to pay the credit cards in full each month the way you do the charge cards. Their rates are competitive with the MC and Visa cards we have. And yes, as PP noted you do just have to watch that you aren't trying to do a balance transfer between cards at the same bank. The limits of the transfer should be spelled out in the offer. [/quote]
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