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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, you'll make it work. Do you ever pause to wonder how parents who earn less actually do this???? You are rich. There are single mothers making 50K out there.[/quote]

Snark aside, of course I do. That is why I caveated with, please do not flame. Again, I had roommates my entire life who paid the bills so I have never budgeted and have relied on DH to tell me what I can and cannot spend. I'm trying to determine what kind of mortgage I can afford. I have already purchased software and put all my information in, but thus far I'm not finding it particularly helpful figuring out monthly budget. I haven't been on a vacation in 6 years, limit miscellaneous spending (e.g., rarely get Starbucks), don't buy clothes, etc. All our money seems to go to our kids and student loans (while mine are 1170, his are over $2500/month). [/quote]

NP here and in your specific case I wouldn't go any higher than $3K per month PITI due to your high student loan payment (I asked upthread whether it was 10 years or 30 years but maybe you can't extend it?).  That leaves you about $1,200 + 400 (annualized Dep. care FSA reimbursement) per month for "other" expenses plus your bonus (say $1.5K per month) which I assumed was not averaged into your take home.  You actually have a little more than that per month as I noted upthread that the daycare costs will be split pro rata although that may net out by the fact that you will be paying some amount in child support.

Your statement that you have never budgeted is a little concerning but hopefully you can dig through historical data (credit card statements, utility bills, etc.) to determine your historical monthly expenses.[/quote]

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