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[quote=Anonymous][quote=Anonymous]Unfortunately, not my choice. I was young when I met DH so I've never paid a bill. I've been trying endlessly to come up with a budget, but I honestly can't tell how I'll make it work. Don't flame me, I know I make a decent amount, but expenses are high as you'll see.

- $200K annual (with approx. $20-25K bonus annually)
- After taxes, health insurance/HSA, and work parking, take home is $9K monthly
- $35K equity in home
- $100K student loans (for me, $200K for him)
- DH salary: $130K including bonuses

Monthly:
- Daycare (2 kids): $2700/month
- Student loans: $1,170/month
- Timeshare (I know, I know, I've tried to sell it): $226/month
- Car: $386/month
- House cleaning (biweekly): $200/month
- Life ins: $44.62/month
- Cable: $130/month

Then there is car and home insurance, electric, water, gas, trash, home maintenance, miscellaneous (cleaning supplies, etc), groceries, kids' lunch and "stuff," etc.

How on earth do I figure out how much mortgage I can afford? DH has mentioned I'll have to pay HIM child support because we'll presumably be splitting time equally so that will have to factor in as well. Any way I calculate it, I'm in the red let alone saving for 529s, etc. I definitely cannot afford our house myself so I will have to move. For stability, I want to buy so my kids are in one place for the foreseeable future rather than rent, plus my older will be going to kindergarten in 2019.
[/quote]

Turn in the car and get one paid in full.  Dump the life insurance.  Dump the house cleaning.  Move to Kensington house since you want to stay in Kensington.  Dad pays half of child care. Stop the 529 for now.  Find cheaper child care.

You make a really good income and are overspending.  [/quote]

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