Reply to Why is "money management" always brought up and used against the poor?

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[quote=Anonymous]Dh and I have lived really really poor, and we have lived middle class (now).

One thing we noticed when we were poor is that there are opportunities to be wiser with money when you have more to spend.

For example:
In a given month, I might run out of paper towels, dish soap, and diapers. I stop by Walmart but I only have $25 to spend. -A big box of Luvs diapers costs 19.79+tax.
-I see there's a two pack of paper towels for 2.50, and if my budget were larger, I could spend $12.50 and be set for 6 months... but I don't have that 12.50.
-same with dish soap, I buy the smallest/cheapest bottle and it's 1.19.

At checkout it comes out to 25.24 including tax. Whew! So glad it was basically just $25.

Because I didn't have an extra 10-15 in the budget, im *back in the same spot next month.* next month I still need paper towels, diapers. I don't need soap but I need laundry detergent and a $5-10 gift for my child's best friend. So I have to go over $25 budget and cut into my grocery bill.

Every month is like that.

Again, when you're poor, you notice that if you just had $20 more here and there, you'd be able to make better decisions with money--buying in bulk at a better unit price. Or choosing detergent that actually works (saving your clothes from stains and so you don't have to replace your work-shirt).

On and on. [/quote]

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