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Reply to "How many ppl do you know age 30+ foregoing savings, 401k?"
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[quote=Anonymous]It's (probably) not as common as people make it sound on DCUM, but it's not that uncommon either. I can think of 2 friends I had in NYC biglaw - who when they were leaving the firm were talking about how they never had a 401k at the firm and were "promising themselves" they'd start one ASAP at their next (lower paid) job. I was kind of stunned - one left as a 6th yr and the other as a 7th -- so ages 32-33, that's a LOT of years of foregoing retirement esp. when one was a DINK and the other was single. My guess is the 7th yr guy DID open a 401k at his next job. The 6th yr woman went to a company that puts a crazy generous 10% into your 401k whether you contribute anything or not; knowing her - that is her only source of 401k savings bc I can see her saying, what do I need put in 18k for if they're already putting in 14k.[/quote]
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