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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Full pay at a private.  To avoid taking loans, I may need to stop my charitable donations (~$8k per year).  I've rationalized this by telling myself that full pay at a private is subsidizing those on need-based financial aid...effectively a charitable donation (but not for tax purposes).  Am I crazy?[/quote]

Yeah, you are. You're not subsidizing those on need-based financial aid -- people who give to the school are. The actual cost of educating your child is higher than what they're charging you. This is crazy, but it is true.[/quote]

OP here. I agree that nobody is paying the "true" full price, but they aren't charging everybody the same price. My price is higher so that somebody else's price can be lower.  That's a subsidy.[/quote]

That's not actually true.  Your price is your price (higher) because you can pay it, not because YOU are subsidizing someone else's education.  None of your $$$ are going to educate another child, therefore, you are not subsidizing anyone.

I'm not even sure why it matters to you. [/quote]

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