I am currently pregnant with number 3 and yes, I agree, crib sets are so expensive!. From my experience with babies 1 and 2 I can tell you that all you need are nice comfortable fitted sheets. The quilt is just an ornament, never used it, need to remove it to lay down your baby for safety reasons. Mine was most of the time hanged on the wall like decoration. Bumper will be removed shortly, also for safety.
I just found very unexpensive skirts at target for 10 to 15 dollars, you can buy a nice crib skirt to match with the color of your sheets and that should be more than enough! let's live simply and avoid marketing traps!
I am trying to go back to basics and have a simple life............ just relax, and don't forget, the most precious element in your crib will be your beloved child
