Nanny Health Insurance Cost
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Anonymous
| Hello - for those of you who pay for your nanny’s health insurance, how much do you pay? Our nanny is married and has two dependents, and we pay her $500/month extra for health insurance. Wondering if this is reasonable or if we are overpaying. |
Anonymous
| Does she get insurance through her spouse? If so, she is just banking that money. If not, that is probably 1/4 or less the cost of a family plan. On the ACA marketplace, most PPO family plans can go up to $5k a month (though some are cheaper like HMOs or Kaiser). To put it in perspective, many employers pay more than 50% of the premium. |
Anonymous
| Kaiser with non-deductible is 320/month |
Anonymous
| Open a small business kaiser plan, it will cost you 2-320 a month with no deductible and you can write that off. Don't let them do the aca or pocket. FYI there is no requirement for then to get health insurance so they pocket it, better to open a small business plan and also get the deduction. |
Anonymous
| Our new nanny (single) has Kaiser and we pay about $100/month. But pretty sure she’s getting some income based subsidies or the plan is a very basic one. |
Anonymous
| My personal Kaiser plan was $380 two years ago. No dependents. My employers covered $350. |
Anonymous
| Nanny pays premium monthly, gives you a copy of the payment, then you reimburse up to agreed amount. |
Anonymous
My employers asked me to pay it online every month, first run the household card, then finish with mine. Since it was paid with their household card and they could see the charge, I didn't need to furnish any proof of what it was and that I was using the money appropriately. |
Anonymous
Health insurance is generally expected. |
Anonymous
Not true. It is still considered a perq. |
Anonymous
Similar but our nanny is young and it’s only $250 |
Anonymous
| We pay $400/month. That covers her insurance and a bit more she just pockets. |
Anonymous
| We pay almost $800 per month for our nanny and her dependent. |
Anonymous
| My health insurance is $480 and my employers don’t pay any of it. Thank you for caring about your nanny. |