New kitten owner, what's your suggested insurance plan/company?

[Anonymous]

Our kitten is 3months old. We still have a few vaccinations left for 1st year but the rescue had already taken care of spaying and essential shots prior to our adoption. 20 years ago, we had a cat for 14 years and we never got insurance for her. She died of some medical complication at 14.

Now I'm a mom and more aware of how medical bills might wreck havoc on finances, now wondering if it's worth spending for coverage. One option included a $250 deductible, $34/mo and includes wellness exams, vaccinations, blood work, cancer, accidents, illness etc. Is that about right? Is that high, low, or what are other good alternatives?

[Anonymous]

Not worth it.

[Anonymous]

I would only consider accident/illness insurance. Paying extra for wellness/vaccinations is not worth it.

[Anonymous]

Anonymous wrote:I would only consider accident/illness insurance. Paying extra for wellness/vaccinations is not worth it.

Good to know. Thanks!

[Anonymous]

I bought trupanion accident illness only for a 4 month old puppy for $27 a month

[Anonymous]

The policies are just a long list of exclusions

[Anonymous]

Your best bet is to self insure - like basically put $40 a month (or more) into a savings account. There are tons of exclusions and limits on the policies that make them almost worthless.

Don’t feel bad about asking pricing on treatment (our cat once had a $600 IV when we could have just wrestled him and given him pedialye with a dropper...) and try to save to where you’re ready for at least one whopper of a bill down the line if something goes wrong.