Federal insurance that covers fertility treatment?
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Anonymous
| Can any feds (in DC) recommend a plan that covers fertility treatment? It's my understanding that none cover IVF, but coverage of IUI, meds, and any other treatment/testing would be helpful. |
Anonymous
| I had BCBS, which covered some but not all of my ivf meds. Everything else we paid out of pocket. ☹️ |
Anonymous
| None. It's very unfortunate. |
Anonymous
| BCBS will cover diagnostics. |
Anonymous
| My BCBS fed plan covers diagnostics and half the cost of IUIs. Very angry and disappointed that there are no longer any plans that cover IVF. |
Anonymous
| Look at the federal regional Carefirst plans. |
Anonymous
| I think Kaiser may cover IUIs at SGF, but I’m not 100% sure of that. |
Anonymous
| Yes, Kaiser's DC Standard Option 2020 Fed plan covered 50% of my IUI costs at SGF. |
Anonymous
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If you are going with SGF, they honored the Aetna rate if you had Aetna--- and it was a substantial discount! I would check if that is still the case but it was true as of 2019.
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Anonymous
| The Aetna rate at SGF for egg retrieval was $7-8k (excluding meds and testing) when I inquired a few months ago. |
Anonymous
| Yeah, I got Aetna and did IVF at SGF for half price basically |
Anonymous
Can I ask which Aetna plan you have? |
Anonymous
| I don’t think it matters which Aetna plan you have. SGF (and other clinics too) have negotiated rates with Aetna. That is the $7-8k mentioned above. So when they say this line item costs $1,000 out of pocket, if you bill to your insurance, that item will actually cost less because of the negotiated rate. |
Anonymous
| I have CareFirst, it covered the vast majority of IUI costs including $0 for generic medications of any kind. I believe it covers some IVF costs as well but haven’t gotten that far yet myself. |
Anonymous
None of the federal plans cover a cent of IVF costs. |