Working well into your 70s because you can’t afford to retire.

[Anonymous]

Anonymous wrote:Yet immigrants bring their elderly relatives who didn’t work a day here but get Medicare, Medicaid,subsidized housing and whatnot.
Fwiw I am an immigrant.

You have to have worked 10 years in the US to be eligible for Social Security/Medicare and it's a function of what you paid in. Stop using this thread to spread disinformation.

[Anonymous]

Anonymous wrote:I have several relatives in their 70s and 80s still working. They want to get up every day and go somewhere. They were hard workers their entire lives and don’t want to stop. They seem younger than my MIL who stopped working years ago and watches tv all day. My aunt is working a minimum wage job and says she can’t afford to stop. She retired from a professional job and saved. The truth is she could afford to stop but likes having a mindless job that keeps her active. She also likes making a little money on top of her retirement. I can’t imagine her not working at all and still feeling fulfilled.

If it is not about the money, why don’t more seniors volunteer their time and talent. schools, libraries, charities, community centers, churches, hospitals could really use the help

[Anonymous]

Anonymous wrote:

Anonymous wrote:Yet immigrants bring their elderly relatives who didn’t work a day here but get Medicare, Medicaid,subsidized housing and whatnot.
Fwiw I am an immigrant.

You have to have worked 10 years in the US to be eligible for Social Security/Medicare and it's a function of what you paid in. Stop using this thread to spread disinformation.

Are you saying that the relatives of the 10-year worker aren't able to receive Medicare, Medicaid, subsidized housing, etc?

[Anonymous]

Anonymous wrote:Is our country and lawmakers going to do anything about the number of seniors who are working minimum wage jobs just to make ends meet? In the end everyone is at a loss as there are 20 and 30 somethings who can’t take the jobs filled by elderly people and then the fact that someone had to work at 75. I was in a hospital recently and the nurse was 74, she told me she had been working as a nurse for 50 yrs but can’t afford to retire bc she has medical bills to pay. What is this country doing and how can we fix it?

The government "fix" is in. That's why she can't afford to retire.

Everything the government touches instantly gets much more expensive than it has to be. Surprised you haven't figured this out yet.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Why haven’t people in their 70s saved more? Younger Americans are already drowning in debt if they had the gall to go to college or get a professional degree, homes cost more than ever especially in major cities, and it’s unlikely Social Security will even be around for them given insolvency projections.

Old people lived through a tremendous economy and have had many good years. Perhaps it’s time they downsized radically or look to their family. As a last resort, they have social security.

My dad died in his 90s. As a black man, he just didn't make much and his SS was tiny. He saved as much as he could. God you are an asshole. Not everyone is able to go to college and get a professional degree.

This forum is filled with assholes.

[Anonymous]

Anonymous wrote:I'm 72 and will work until I can't. I love what I do and am good at it. It actually is costs more for me to work in Medicare and taxes. I am paying the government to work.

Pole dancer!!!

[Anonymous]

Anonymous wrote:

Anonymous wrote:Yet immigrants bring their elderly relatives who didn’t work a day here but get Medicare, Medicaid,subsidized housing and whatnot.
Fwiw I am an immigrant.

You have to have worked 10 years in the US to be eligible for Social Security/Medicare and it's a function of what you paid in. Stop using this thread to spread disinformation.

They aren't eligible for regular social security or medicare until 40 quarters are worked. The difference is that direct cash payments are usualy prohibited, along with some direct federal payments, but some states with block grants can issue benefits to lawful immigrants who have been here 5 years. In fact half of them do (see links below)!

Depending on what state they are in, they can be eligible for medicaid, housing vouchers, SNAP, subsidized energy bills and the like. They can be eligible for SSI under certain circumstances. The interesting thing is that when states take block grant money for these programs and provide them to lawful immigrants here for less than 5 years, they aren't considered a public charge! After 5 years things get easier.

https://www.nilc.org/issues/economic-support/overview-immeligfedprograms/
https://aspe.hhs.gov/basic-report/overview-immigrants-eligibility-snap-tanf-medicaid-and-chip
https://www.uscis.gov/news/fact-sheets/public-charge-fact-sheet

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have been assuming that SS will be means tested or otherwise not available by the time I retire.

There's an easy fix: Eliminate or raise the $127,200 cap on SS contributions, and implement means testing, since folks like Warren Buffett do not need SS. Those two things alone would make SS solvent for the next couple of generations.

The upper-middle class liberals here would scream holy terror.

I posted earlier. We are done with the cap by mid March. It's ridiculous that we aren't asked to pay more into the system.

Because we do not pay enough into the "system" as it is. Lets see, Federal, State, local, Property Taxes, Luxury Taxes, Sales Taxes, registration fees, gas taxes... What am I missing?

Liberal, sigh.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Yet immigrants bring their elderly relatives who didn’t work a day here but get Medicare, Medicaid,subsidized housing and whatnot.
Fwiw I am an immigrant.

You have to have worked 10 years in the US to be eligible for Social Security/Medicare and it's a function of what you paid in. Stop using this thread to spread disinformation.

As I said upthread, they work for 10 years and then bingo, they get Medicare, social security benefits, and then the parents impoverish them so that they can get subsidized housing. If you worked for any of the local social welfare agencies you would be very well aware of this issue.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have been assuming that SS will be means tested or otherwise not available by the time I retire.

There's an easy fix: Eliminate or raise the $127,200 cap on SS contributions, and implement means testing, since folks like Warren Buffett do not need SS. Those two things alone would make SS solvent for the next couple of generations.

The upper-middle class liberals here would scream holy terror.

I posted earlier. We are done with the cap by mid March. It's ridiculous that we aren't asked to pay more into the system.

Because we do not pay enough into the "system" as it is. Lets see, Federal, State, local, Property Taxes, Luxury Taxes, Sales Taxes, registration fees, gas taxes... What am I missing?

Liberal, sigh.

You take much of what you get for those taxes for granted.

It's been pointed out here many times before, maybe you are new here - if you don't like all of those taxes and you don't big gubmint and regulation, then there's a perfect place for you. It's called Somalia. Somalia is what you get when you don't have all of that pesky government, taxes or regulation.

And if you aren't new here and have already heard this Somalia line before, then WHEN ARE YOU GOING TO LEARN?

[Anonymous]

Anonymous wrote:

Anonymous wrote:I'm 72 and will work until I can't. I love what I do and am good at it. It actually is costs more for me to work in Medicare and taxes. I am paying the government to work.

Pole dancer!!!

That's right. I stopped stripping at 69 and turned to pole dancing.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have been assuming that SS will be means tested or otherwise not available by the time I retire.

There's an easy fix: Eliminate or raise the $127,200 cap on SS contributions, and implement means testing, since folks like Warren Buffett do not need SS. Those two things alone would make SS solvent for the next couple of generations.

The upper-middle class liberals here would scream holy terror.

I posted earlier. We are done with the cap by mid March. It's ridiculous that we aren't asked to pay more into the system.

Because we do not pay enough into the "system" as it is. Lets see, Federal, State, local, Property Taxes, Luxury Taxes, Sales Taxes, registration fees, gas taxes... What am I missing?

Liberal, sigh.

You take much of what you get for those taxes for granted.

It's been pointed out here many times before, maybe you are new here - if you don't like all of those taxes and you don't big gubmint and regulation, then there's a perfect place for you. It's called Somalia. Somalia is what you get when you don't have all of that pesky government, taxes or regulation.

And if you aren't new here and have already heard this Somalia line before, then WHEN ARE YOU GOING TO LEARN?

Good god, the Somalia obsessed poster is back. At least the Dir and Hawiye can spell government. Are you recruiting for al-Shabab or the DKNC?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have been assuming that SS will be means tested or otherwise not available by the time I retire.

There's an easy fix: Eliminate or raise the $127,200 cap on SS contributions, and implement means testing, since folks like Warren Buffett do not need SS. Those two things alone would make SS solvent for the next couple of generations.

The upper-middle class liberals here would scream holy terror.

I posted earlier. We are done with the cap by mid March. It's ridiculous that we aren't asked to pay more into the system.

Because we do not pay enough into the "system" as it is. Lets see, Federal, State, local, Property Taxes, Luxury Taxes, Sales Taxes, registration fees, gas taxes... What am I missing?

Liberal, sigh.

You take much of what you get for those taxes for granted.

It's been pointed out here many times before, maybe you are new here - if you don't like all of those taxes and you don't big gubmint and regulation, then there's a perfect place for you. It's called Somalia. Somalia is what you get when you don't have all of that pesky government, taxes or regulation.

And if you aren't new here and have already heard this Somalia line before, then WHEN ARE YOU GOING TO LEARN?

Thanks for clarifying. Its either Somalia or Scandinavia. The government state or no government. How about less taxes, basic services, and more people pull their weight. Give me a break.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have been assuming that SS will be means tested or otherwise not available by the time I retire.

There's an easy fix: Eliminate or raise the $127,200 cap on SS contributions, and implement means testing, since folks like Warren Buffett do not need SS. Those two things alone would make SS solvent for the next couple of generations.

The upper-middle class liberals here would scream holy terror.

I posted earlier. We are done with the cap by mid March. It's ridiculous that we aren't asked to pay more into the system.

Because we do not pay enough into the "system" as it is. Lets see, Federal, State, local, Property Taxes, Luxury Taxes, Sales Taxes, registration fees, gas taxes... What am I missing?

Liberal, sigh.

You take much of what you get for those taxes for granted.

It's been pointed out here many times before, maybe you are new here - if you don't like all of those taxes and you don't big gubmint and regulation, then there's a perfect place for you. It's called Somalia. Somalia is what you get when you don't have all of that pesky government, taxes or regulation.

And if you aren't new here and have already heard this Somalia line before, then WHEN ARE YOU GOING TO LEARN?

We don't get as much as we should for our tax money.

We spend a huge amount on education, nearly the most in the world, but don't have the best outcomes. It's the prime expenditure of most of our local taxes.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Yet immigrants bring their elderly relatives who didn’t work a day here but get Medicare, Medicaid,subsidized housing and whatnot.
Fwiw I am an immigrant.

You have to have worked 10 years in the US to be eligible for Social Security/Medicare and it's a function of what you paid in. Stop using this thread to spread disinformation.

As I said upthread, they work for 10 years and then bingo, they get Medicare, social security benefits, and then the parents impoverish them so that they can get subsidized housing. If you worked for any of the local social welfare agencies you would be very well aware of this issue.

OR, they become unemployed, they run out of unemployment after 99 weeks, then they claim disability and hit up SSDI at which time SSDI has problems and congress does a temporary fix by dipping into SS for additional funds. Ask me how I know? Because Congress did it in 2015.

See, robbing Peter to pay Paul and you didn't even have to work your "10 years". You just game the system and liberals turn their heads and cough.