Competent insurance company?

[Anonymous]

If you have a competent insurance company, care to share who it is? This would be for automobile coverage in NVA. Bonus points if you have had a claim, and they have been quick and easy.

[Anonymous]

Amica. Have them for home and auto and they have been fantastic.

[Anonymous]

Anonymous wrote:Amica. Have them for home and auto and they have been fantastic.

Have you had a claim with them? Are they "good" - ie: educated about how to decipher a claim, without catering to (for example) a widow who ran into someone (a stopped vehicle, in their own lane, where they were supposed to be) and probably should not be driving? The widow took off after the widow ran into someone, and now the insurance company is believing some sob story, instead of the facts. Also, one of the parties had a dash cam that showed the whole thing (the widow was definitely in the wrong, and probably should not be driving). In other words, the widow knew she did wrong and left the scene, but one of the parties caught up to her. It seems like the insurance company refuses to watch the video, or might not have the ability to watch it? It seems like it is worth going to court.

[Anonymous]

Amica. They are the #1-rated by Consumer Reports because of their competence in the follow-up questions you're asking above.

I have had them for 25 years. They just fended off a claim from someone who said my car hit her car in a place where my car was not, with no photos or police report as evidence. They are not pushovers. Strongly endorse.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Amica. Have them for home and auto and they have been fantastic.

Have you had a claim with them? Are they "good" - ie: educated about how to decipher a claim, without catering to (for example) a widow who ran into someone (a stopped vehicle, in their own lane, where they were supposed to be) and probably should not be driving? The widow took off after the widow ran into someone, and now the insurance company is believing some sob story, instead of the facts. Also, one of the parties had a dash cam that showed the whole thing (the widow was definitely in the wrong, and probably should not be driving). In other words, the widow knew she did wrong and left the scene, but one of the parties caught up to her. It seems like the insurance company refuses to watch the video, or might not have the ability to watch it? It seems like it is worth going to court.

Why are you concerned about all this? Your insurance is there to get your car repaired. Did they do that?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Amica. Have them for home and auto and they have been fantastic.

Have you had a claim with them? Are they "good" - ie: educated about how to decipher a claim, without catering to (for example) a widow who ran into someone (a stopped vehicle, in their own lane, where they were supposed to be) and probably should not be driving? The widow took off after the widow ran into someone, and now the insurance company is believing some sob story, instead of the facts. Also, one of the parties had a dash cam that showed the whole thing (the widow was definitely in the wrong, and probably should not be driving). In other words, the widow knew she did wrong and left the scene, but one of the parties caught up to her. It seems like the insurance company refuses to watch the video, or might not have the ability to watch it? It seems like it is worth going to court.

Why are you concerned about all this? Your insurance is there to get your car repaired. Did they do that?

Not concerned. I would rather pay out of pocket, than to have the other party claim they were not at fault. VA is a contributory/comparative negligence state/commonwealth, so one only has to be 1% at fault to not get their deductible back, and I am looking to avoid this. Would love for any attorneys who specialize in this particular area of law to chime in.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Amica. Have them for home and auto and they have been fantastic.

Have you had a claim with them? Are they "good" - ie: educated about how to decipher a claim, without catering to (for example) a widow who ran into someone (a stopped vehicle, in their own lane, where they were supposed to be) and probably should not be driving? The widow took off after the widow ran into someone, and now the insurance company is believing some sob story, instead of the facts. Also, one of the parties had a dash cam that showed the whole thing (the widow was definitely in the wrong, and probably should not be driving). In other words, the widow knew she did wrong and left the scene, but one of the parties caught up to her. It seems like the insurance company refuses to watch the video, or might not have the ability to watch it? It seems like it is worth going to court.

Why are you concerned about all this? Your insurance is there to get your car repaired. Did they do that?

Not concerned. I would rather pay out of pocket, than to have the other party claim they were not at fault. VA is a contributory/comparative negligence state/commonwealth, so one only has to be 1% at fault to not get their deductible back, and I am looking to avoid this. Would love for any attorneys who specialize in this particular area of law to chime in.

Also, the older driver should definitely not be on the road. Is there a way to make this happen?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Amica. Have them for home and auto and they have been fantastic.

Have you had a claim with them? Are they "good" - ie: educated about how to decipher a claim, without catering to (for example) a widow who ran into someone (a stopped vehicle, in their own lane, where they were supposed to be) and probably should not be driving? The widow took off after the widow ran into someone, and now the insurance company is believing some sob story, instead of the facts. Also, one of the parties had a dash cam that showed the whole thing (the widow was definitely in the wrong, and probably should not be driving). In other words, the widow knew she did wrong and left the scene, but one of the parties caught up to her. It seems like the insurance company refuses to watch the video, or might not have the ability to watch it? It seems like it is worth going to court.

Why are you concerned about all this? Your insurance is there to get your car repaired. Did they do that?

Not concerned. I would rather pay out of pocket, than to have the other party claim they were not at fault. VA is a contributory/comparative negligence state/commonwealth, so one only has to be 1% at fault to not get their deductible back, and I am looking to avoid this. Would love for any attorneys who specialize in this particular area of law to chime in.

Also, the older driver should definitely not be on the road. Is there a way to make this happen?

Much of what you typed above isn't the insurance company's job. It's law enforcement's job. Were the police called? Was a police report filed?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Amica. Have them for home and auto and they have been fantastic.

Have you had a claim with them? Are they "good" - ie: educated about how to decipher a claim, without catering to (for example) a widow who ran into someone (a stopped vehicle, in their own lane, where they were supposed to be) and probably should not be driving? The widow took off after the widow ran into someone, and now the insurance company is believing some sob story, instead of the facts. Also, one of the parties had a dash cam that showed the whole thing (the widow was definitely in the wrong, and probably should not be driving). In other words, the widow knew she did wrong and left the scene, but one of the parties caught up to her. It seems like the insurance company refuses to watch the video, or might not have the ability to watch it? It seems like it is worth going to court.

Why are you concerned about all this? Your insurance is there to get your car repaired. Did they do that?

Not concerned. I would rather pay out of pocket, than to have the other party claim they were not at fault. VA is a contributory/comparative negligence state/commonwealth, so one only has to be 1% at fault to not get their deductible back, and I am looking to avoid this. Would love for any attorneys who specialize in this particular area of law to chime in.

Also, the older driver should definitely not be on the road. Is there a way to make this happen?

Much of what you typed above isn't the insurance company's job. It's law enforcement's job. Were the police called? Was a police report filed?

So when an older driver hits you and leaves the scene, and a witness chases them down and they stop, call the cops?

[Anonymous]

Um, yes?