Silly question but can a man identify as a woman and get lower car insurance?

[Anonymous]

And I realize the answer is most likely no. But seriously why not? If gender is now simply how you choose to identify yourself, what would be the justification for not allowing it? Also somewhat off topic, how in 2019 can insurance companies get away with charging different rates for men and women?

[Anonymous]

They've outlawed the use of gender in setting insurance rates in CA and several other states.

[Anonymous]

Anonymous wrote:And I realize the answer is most likely no. But seriously why not? If gender is now simply how you choose to identify yourself, what would be the justification for not allowing it? Also somewhat off topic, how in 2019 can insurance companies get away with charging different rates for men and women?

I suppose you could try it but if you actually need to make a claim and they investigate and find out that you "identifying" as a female was fraudulent, you could find yourself without insurance.

[Anonymous]

Anonymous wrote:

Anonymous wrote:And I realize the answer is most likely no. But seriously why not? If gender is now simply how you choose to identify yourself, what would be the justification for not allowing it? Also somewhat off topic, how in 2019 can insurance companies get away with charging different rates for men and women?

I suppose you could try it but if you actually need to make a claim and they investigate and find out that you "identifying" as a female was fraudulent, you could find yourself without insurance.

How could it possibly be proven fraudulent?

I mean, if we're going to accept the premise of something so absurd in the first place, then it hardly seems consistent to place qualifiers and limits on it, after you're first willing to accept that it's legitimate.

[Anonymous]

You could if it matches the gender on your drive'rs license. Many states (including MD and I think DC) allow "X" for gender, but my guess is there is insufficient loss data on the "X" gender so insurance companies just treat it like a male driver.

[Anonymous]

How different can the price be for car insurance?

[Anonymous]

Doesn’t matter if the driver lives in Hawaii, California, Massachusetts, Montana, North Carolina, Pennsylvania and some parts of Michigan: insurance rate differences based on gender is banned

[Anonymous]

Anonymous wrote:How different can the price be for car insurance?

For a young person, significant. Could be more than double.

[Anonymous]

Anonymous wrote:

Anonymous wrote:How different can the price be for car insurance?

For a young person, significant. Could be more than double.

What if I'm a 18 year old boy that identifies as a 50 year old woman?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How different can the price be for car insurance?

For a young person, significant. Could be more than double.

What if I'm a 18 year old boy that identifies as a 50 year old woman?

Your husband would drive you everywhere while you complain about household labor division and you would buy all your friends beer.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How different can the price be for car insurance?

For a young person, significant. Could be more than double.

What if I'm a 18 year old boy that identifies as a 50 year old woman?

Your husband would drive you everywhere while you complain about household labor division and you would buy all your friends beer.

You just won the internet!