Total cost for IVF at SGF shared risk?

[Anonymous]

How much did you actually end up paying at the end of the day at SGF if you used shared risk and didn't have insurance (including meds, FETs, etc.)?

[Anonymous]

Meds will depend a lot on your diagnosis. If you respond well to stims, it'll cost you a lot less than someone who doesn't. I'd prepare to pay about $4k per egg retrieval. Check out the Shady Grove FB support group, a lot of times people will donate unused meds. I haven't done shared risk myself, but I believe the FETs are included in the price of the program.

[rsuf728]

Hi OP--have you asked SGF for the shared risk contract? They were very willing to share it with us when we were trying to decide whether to switch/add insurance or pay OOP. We haven't actually started treatment at this point (still going through all the prelim processes), but we roughed out some estimates per cycle assuming average medicine costs for fresh and frozen cycles and including cryopreservation costs for 1 year. PP is right--the FET costs are included, and they actually require you to use all your frozen embryos before you can move on to another fresh cycle (but the frozen transfers don't count against your 6 cycles). Happy to share our calculations with you if it's helpful, just send me a PM.

[Anonymous]

Hi, I am using Shared Risk with Shady Grove currently. The price for SR depends on your age at the time that you start. It's around 20,000 plus or minus a few thousand depending on if you are over or under 35. I don't think you can use shared risk and insurance. My insurance doesn't cover the majority of the meds. Depending on what type of cycle you are doing and what meds you are on, it could be as little as $500 a cycle or as much as $5000. FET cycles are cheaper than retrieval cycles med wise. We took a few months off to save some money before doing another cycle.
rsuf728 is correct about what the SR includes.

[Anonymous]

Anonymous wrote:Hi, I am using Shared Risk with Shady Grove currently. The price for SR depends on your age at the time that you start. It's around 20,000 plus or minus a few thousand depending on if you are over or under 35. I don't think you can use shared risk and insurance. My insurance doesn't cover the majority of the meds. Depending on what type of cycle you are doing and what meds you are on, it could be as little as $500 a cycle or as much as $5000. FET cycles are cheaper than retrieval cycles med wise. We took a few months off to save some money before doing another cycle.
rsuf728 is correct about what the SR includes.

You can't combined Shared Risk and insurance for the procedural costs, but you might still have insurance coverage for some of the meds (especially the generic oral meds, which anyway are cheap). A fresh cycle = $500-1000 plus about $1.25 per unit of stims (gonadotropins). For good responders, that could be as little as $2500; for poor responders, maybe $6000. FET cycle = $500-800 in meds.