Financial planner who will work with one-half of a couple?

[Anonymous]

Spouse and I have both joint and separate accounts. I am looking for a little help managing my share, and I'm not having much luck finding someone who will work with me alone, although I would plan to share both our joint and my separate information.

FWIW, our finances are sound; I'd just like a little help in a few areas. And this isn't preparatory to a divorce, so things won't get ugly.

[Anonymous]

Why won’t your spouse go with you to see the planner?

[Anonymous]

That is dumb. Do you plan to fund only your retirement?

[Anonymous]

I think it's an ethics thing. Have them manage only your accounts/money. Then they can give you advice orally about the rest of it.

[Anonymous]

I wouldn't work with just one of you either.

Separate finances - sheesh, here we go again. Are you married or not?

[Anonymous]

Anonymous wrote:I think it's an ethics thing. Have them manage only your accounts/money. Then they can give you advice orally about the rest of it.

I don't want someone to manage my accounts. I want a fee-only planner who will provide advice.

(And I am kind of shocked by the responses that seem to imply there's something unusual about having his/mine/ours pots of assets. You don't want money that is entirely yours to do with as you wish? You don't want your own credit rating?)

[Anonymous]

Anonymous wrote:

Anonymous wrote:I think it's an ethics thing. Have them manage only your accounts/money. Then they can give you advice orally about the rest of it.

I don't want someone to manage my accounts. I want a fee-only planner who will provide advice.

(And I am kind of shocked by the responses that seem to imply there's something unusual about having his/mine/ours pots of assets. You don't want money that is entirely yours to do with as you wish? You don't want your own credit rating?)

NP here. I am guessing the prior posters don't think you have done the things legally required to actually have separate assets. Do you have a prenup? How are your assets titled? That sort of thing.

[Anonymous]

Are you female? The finance industry is still pretty sexist.

[Anonymous]

Do you plan on retiring and living separately? The whole
premise is bizarre. Why get married if you are not a team.

[Anonymous]

This is easy. Tell them your spouse has a demanding job and cant make the meeting. Bring your financial information only and tell them thise are the only accounts except for spouse's 401k and you dint want advice on that.

[Anonymous]

20:27 again. I suspect why they want both of you is because they want to sell you on managing the money.

[Anonymous]

Anonymous wrote:This is easy. Tell them your spouse has a demanding job and cant make the meeting. Bring your financial information only and tell them thise are the only accounts except for spouse's 401k and you dint want advice on that.

I agree.