Will BF's moving in have legal implications

[Anonymous]

We have been together for about 9 months (meeting on weekends). I would like for him to move in to my house. Supposedly we will split the expenses and mortgage payment.
Will this have any impact on when I sell my house (in case if relationship doesn't work out can he demand some money from sale?).
Should we just live apart or rent until we both decide to buy a house together.
Thanks.

[Anonymous]

Why do you want him to move in?

Why do you say "supposedly" you will split expenses and mortgage?

You should consult an attorney, but generally a person who lives in your house is not considered a tenant (especially not as a romantic relationship), and you can ask him to move out at any time. The only way he could argue for part of the equity in your house is if you two behaved in a way that you met the requirements for "common law" marriage, in which case, when you separate you may need to be "divorced" and in that process he could ask for half of equity. There are also various palimony statutes which vary by state.

Is he writing you a check for his half of the mortgage, or is he asking to write a check directly to the mortgage company? I would not allow him to write a check to the mortgage company. If it ever bounces, you would be liable and in case of non-arrival of the check or lateness, you would have no ability to check his account to see if check was written or cashed.

Personally, as someone who lived for a long time with a boyfriend, bought a house with him as fiance and then went through an ugly split, I would not live with someone again.

[Anonymous]

Anonymous wrote:Why do you want him to move in?

Why do you say "supposedly" you will split expenses and mortgage?

You should consult an attorney, but generally a person who lives in your house is not considered a tenant (especially not as a romantic relationship), and you can ask him to move out at any time. The only way he could argue for part of the equity in your house is if you two behaved in a way that you met the requirements for "common law" marriage, in which case, when you separate you may need to be "divorced" and in that process he could ask for half of equity. There are also various palimony statutes which vary by state.

Is he writing you a check for his half of the mortgage, or is he asking to write a check directly to the mortgage company? I would not allow him to write a check to the mortgage company. If it ever bounces, you would be liable and in case of non-arrival of the check or lateness, you would have no ability to check his account to see if check was written or cashed.

Personally, as someone who lived for a long time with a boyfriend, bought a house with him as fiance and then went through an ugly split, I would not live with someone again.

If he's writing a check to OP every month it's going to be construed as a tenancy and OP will have to evict him.

[Anonymous]

Huge mistake. Don’t be stupid.

[Anonymous]

Probably not but it would probably be smart to not have him split the mortgage and other costs but rather have him pay all the utilities and groceries or whatever seems equitable.

[Anonymous]

You should talk with an attorney - yes, there are legal implications.
He will be your tenant if he's writing checks to you, so if the relationship sours, you can't just kick him out without notice.

[Anonymous]

Anonymous wrote:You should talk with an attorney - yes, there are legal implications.
He will be your tenant if he's writing checks to you, so if the relationship sours, you can't just kick him out without notice.

He should sign a lease.

[Anonymous]

9 months is not enough time to move in together especially if you only see each other on weekends. Try seeing each other during the week and having him sleep over a few times in a week. And you at his place.

[Anonymous]

Anonymous wrote:You should talk with an attorney - yes, there are legal implications.
He will be your tenant if he's writing checks to you, so if the relationship sours, you can't just kick him out without notice.

When I moved into DH’a house, I made him an authorized user on one of my credit cards. We charged any household things or shared expenses, and I paid the utilities. It came out close enough to feel fair.

[Anonymous]

No big mistake. Do not let him pay anything toward the mortgage.

It's too soon to move him in. You need to get legal advice in relation to if he will then be legally entitled to some of your property if you split up.

Protect the assets you have worked for.

[Anonymous]

Anonymous wrote:No big mistake. Do not let him pay anything toward the mortgage.

It's too soon to move him in. You need to get legal advice in relation to if he will then be legally entitled to some of your property if you split up.

Protect the assets you have worked for.

OP decide: either advance a relationship forward, or stay up at night worrying about protecting your assets. Pick one.

[Anonymous]

Anonymous wrote:We have been together for about 9 months (meeting on weekends). I would like for him to move in to my house. Supposedly we will split the expenses and mortgage payment.
Will this have any impact on when I sell my house (in case if relationship doesn't work out can he demand some money from sale?).
Should we just live apart or rent until we both decide to buy a house together.
Thanks.

Splitting the mortgages means he is earning equity.

[Anonymous]

LOL when a woman moves in with a man, she expects to pay NOTHING, but when a man moves in with a woman, she's all "how should we split the expenses equitably?"

[Anonymous]

Anonymous wrote:

Anonymous wrote:We have been together for about 9 months (meeting on weekends). I would like for him to move in to my house. Supposedly we will split the expenses and mortgage payment.
Will this have any impact on when I sell my house (in case if relationship doesn't work out can he demand some money from sale?).
Should we just live apart or rent until we both decide to buy a house together.
Thanks.

Splitting the mortgages means he is earning equity.

No he is paying her rent for living in her house. It means he is a tenant if he is there longer than 30 days. If you want him to move out, you need to give him notice and follow the eviction guidelines of your state. Any decent person would move out without issues, but he could give you a hard time and have you take him to court to evict him which can take months. I wouldn't move him in

[Anonymous]

Anonymous wrote:

Anonymous wrote:No big mistake. Do not let him pay anything toward the mortgage.

It's too soon to move him in. You need to get legal advice in relation to if he will then be legally entitled to some of your property if you split up.

Protect the assets you have worked for.

OP decide: either advance a relationship forward, or stay up at night worrying about protecting your assets. Pick one.

Ahahahaha....... This is how women get screwed financially. OP, if your boyfriend wants to advance the relationships forward, then perhaps he will buy a house and ask you to move in and give you half the equity if it doesn't work out?

IMO, rent your house out for a year, then jointly rent an apartment together to play house in for a year. At the end of the year, move back to your own home and re-evaluate the relationship.