BCBS Coverage for IVF to avoid genetic disorder?
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Anonymous
| My spouse and I are both carriers for a genetic disorder. We have BCBS federal employee insurance. I know that BCBS does not cover IVF for infertility, but has anyone had success (or heard of) getting them to cover IVF to screen for an inherited genetic disorder? Thanks! |
Anonymous
| I’ll add on to that - or just PGD? |
Anonymous
| No insurance covers PGS testing. What state do you live in? |
Anonymous
She's asking about PGD which is different from PGS and some insurances do cover it. My DC carefirst plan did since I had a 50 or greater chance of passing on my disorder. Though covered nothing else related to fertility. |
Anonymous
| Kaiser (federal) used to cover PGD back in the day when they offered IVF coverage. I'm not sure if they still do. |
Anonymous
Which plan was this? |
Anonymous
| ^ the platinum bluepreferred PPO off of the DC marketplace so not through an employer. |
Anonymous
Thanks! |
Anonymous
PP when did you get this covered by them? We are in the same situation with a 50% risk. Thinking perhaps getting signed up with them this year would save us a ton of money on PGD testing. |
Anonymous
| ^ Last November, though I still have the same plan and it's still a benefit. Though it was a bit of a hassle to get the prior-auth needed. It did save a bunch, I believe out of pocket my PGD probe creation and one round of testing would have been a bit over 8k. I didn't buy the insurance just for that, but it was a nice surprise, especially since no other part of IVF was covered. |