If your insurance covers IVF...

[Anonymous]

If your insurance covers IVF, how much did you pay for the procedure + drugs?

[Anonymous]

$0 OOP

[Anonymous]

Anonymous wrote:$0 OOP

what insurance was this?

[Anonymous]

Anonymous wrote:$0 OOP

amazing. They even paid for PGS?!

[Anonymous]

This was several years ago but I paid $40 specialist copay for each time I went in (all monitoring plus retrieval/transfer) and then the usual drug copays, I think hcg was generic so zero but FSH and menopur were specialty drugs with a $50 copay each.

[Anonymous]

Haven't done my cycle yet this year, but I was told a $30 copay with each visit and a $300 copay for procedures. Plus my $1750 deductible. This is the MD carefirst individual exchange plan.

Just an FYI, the insurance company isn't what decides on the coverage, it will vary from employer to employer.

[Anonymous]

We ended up paying about 10,000 dollars OOP between copays, freezing embryos and PGS. Our plan had a 10k cap on medication and 25k on procedures. We did 3 medicated IUIs, two retrievals and one transfer with PGS and ICSI. The transfer was successful.

[Anonymous]

Anonymous wrote:We ended up paying about 10,000 dollars OOP between copays, freezing embryos and PGS. Our plan had a 10k cap on medicqation and 25k on procedures. We did 3 medicated IUIs, two retrievals and one transfer with PGS and ICSI. The transfer was successful.

That's actually not bad for a total of all your procedures.

[Anonymous]

I paid about $15k ooo. Insurance covered $15k for prescriptions and $15k for procedures. I range out of money for meds before I ran out of money for procedures

[Anonymous]

Anonymous wrote:This was several years ago but I paid $40 specialist copay for each time I went in (all monitoring plus retrieval/transfer) and then the usual drug copays, I think hcg was generic so zero but FSH and menopur were specialty drugs with a $50 copay each.

My costs were identical to this- I always saved my invoices and my $40 copays added up to about $12,000!!!!

[Anonymous]

About $500 for meds plus about 2k for cryopreservation, storage and thaw

[Anonymous]

$40/month for frozen sperm and embryos (this is indefinite until we decide what to do if we have anything left)
$500 to thaw the sperm/embryo (we've done fresh and frozen transfers, thawing isn't covered for either)
Co-pays for meds and visits which probably added up to a few hundred

We did PGS testing once, but stopped with subsequent cycles. A few thousand for the PGS when we did it.

[Anonymous]

Had a $30 copay for each dr. visit. I think I paid $200 for the drugs (there were a couple that weren't covered) and $750 for the anesthesia for the egg retrieval. Everything else was covered. Only needed 1 cycle, thankfully.