controversial opinion: money & finances edition
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Anonymous
| flame away |
Anonymous
| Most people shouldn’t buy houses. |
Anonymous
| I don’t care about having an “emergency fund.” I’m insuranced up the wazoo and have a govt job. Theres nothing I can think of that can’t go on a credit card and then be taken from investments to pay it off. |
Anonymous
| I find the "zero debt" movement immature. Debt is a tool. |
Anonymous
| I’m fine saving the bare minimum for retirement necessary to get matching funds, and borrowing from my TSP account for home renovation projects...the chances of my actually accessing the $ in retirement are getting slimmer every day with the way this country is going (kidding/not kidding). Seriously, why save? either WWIII, or worldwide financial collapse leading to societal breakdown, or natural disasters caused by global warming ALL seem increasingly likely now. |
Anonymous
| Financial advisers are worth it. |
Anonymous
| I'm working until I'm 70+ . |
Anonymous
| I’m totally fine with the idea that student loans can’t be discharged during bankruptcy, and I’m against any federally funded loan forgiveness programs. |
Anonymous
| Maxing out retirement accounts is not reasonable for most people, doing other things with money besides that is ok (this is dcum controversial, not generally controversial, as fhe common advice is to save a percentage of income, not the max allowed by law) |
Anonymous
I'm going to have to work until I drop dead. It's not really a choice, just ... how my life has shaken out. |
Anonymous
+1 |
Anonymous
|
We lease cars, travel internationally every year and have a generally nice life
We only spend 10% of our post tax income There is a middle ground |
Anonymous
| Anyone who makes $200k plus and is "scraping by" has poor judgment. |
Anonymous
+1 |
Anonymous
| People (other than business owners) who lease cars like to waste money |