After how much money did you think you "have money"?

[Anonymous]

The first time ever. - when we had an unexpected tax bill after getting married and filing jointly for the first time (something like 1-2K), and we had enough money in our emergency savings to just pay it. This was a year or two out of grad school and our HHI was around 130K. And our savings were less than 5K total. But even having that insulated us from a bad outcome.