On the face of it, nothing. However, when you "help" people acquire mortgages that they're unprepared to handle, you crash housing sector of the U.S. market. There's a good reason that banks have traditionally required 20% down and a documented salary which covers the mortgage. |
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We're "indigenous" to DC and our current income would not qualify us for a $250k mortgage. DH bought our house many years ago using a DC program that helped people buy with no money down.
I guess we should just shoot ourselves or move away.... |
BTW, no it is not. The "indigenous" population of this region has not resided in the District of Columbia for several hundred years. You need not encourage the Native Americans to kill themselves and/or each other off, that job has been done. What you meant to say, is that you'd like to encourage the poor, brown people to kill themselves or each other off. You just realized how revolting and offensive that sounds, so you thought you'd use a euphemism, one which you apparently don't understand. Now, we can have genuine intellectual differences on where the line is, between enabling and abandoning. What almost everyone can come together over, in great harmony, is the idea that education is absolutely a ticket out of poverty. So, you can't be faulted for not wanting to throw your child into a societal welfare project. However, you can be faulted for wanting those children to "kill each other off." You see the difference? |
I can't help but notice that not a single school has been offered up here. Interesting. |
I live in upper NW and can do all those things without a car. I live near a metro stop and a shopping area, as do many people around here. |
Oh, please. As if DCUM posters even know the entire laundry list of schools that have "improved" in DC... Cleveland ES has had fairly consistently high achievement with a high # of FARMs. There are any # of charters with high #s FARMs that have high achievement. Not all good schools are full of gentrifiers. |
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Back to the original question, the main problems are a) you might not get a spot in a school you like through the lottery, and b) getting your child to/from the charter or OOB school will probably be a pain. It seems like this year the lottery may have been a little less painful than usual due to a new charter school or two that people were really excited about, but you don't know what the ratio of applicants to spots in schools you like will be several years in the future. Depending on how far the school is from where you live, you might spend more time commuting than if you had bought a house close to a good elementary in the suburbs even though it would be further from work. The recent thread entitled something like sick of this lottery shit has some other perspectives.
I would also recommend looking at the MPD's crime mapping online to get a more objective view of crime. Also walk around in the evening (ideally when it's warmer so more people will be out) and see what you think of the feel of a particular area, including if people seem friendly. |
no one has a right to live anywhere, if this was the case everyone would demand subsidies to live in beverly hills. income ratio to subsides and a high average incomes is an indicator of the quality of the public education, quality and education of the residents and safety of the neighborhood |
Powell looks like it has been improving without a demographic shift. |
| I've heard good things about Powell too!! |
http://www.greatschools.org/modperl/achievement/dc/99 |
http://www.greatschools.org/modperl/achievement/dc/81 |
I guess you only judge a school by its test scores? Also, those scores are from 2010. |
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To go back to the original question, it's hard to play the lottery game unless you've got a back-up. so nerve-wracking, and the truth is, you may strike out on every front.
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