Dual income HHI ~$150k, what do you do?

[Anonymous]

The HHI threads always seem to spiral to an average of ~$400k HHI and I am wondering if there are any other solidly middle-class people on DCUM and what they do.

Me: $60k, account management
DH: $95k, government contractor
HHI: $155k

We are in our late 20s and live in Arlington.

[Anonymous]

OMG. Are you for real? Shut up with your humblebrag now.

[Anonymous]

Anonymous wrote:OMG. Are you for real? Shut up with your humblebrag now.

??? Take a look at any other HHI thread on this forum and tell me that $150k between two people is a humblebrag.

[Anonymous]

Yes OP. We are at your same income levels and are feds in our 50s.

It's not a humble brag people, fed salaries don't skyrocket up over the years. Remember our mortgage officer saying, "you could afford to buy more when your salaries go up significantly over time" and we just laughed and laughed.

But yes, I'm on here but I mainly read and don't post. Much of the information is too rich to be of much use to me and I follow frugal blogs and facebook pages by people like Mr. Money Mustache and others.

[Anonymous]

Me - hill staff
DH - digital marketing

HHI: $124k

We have one infant and barely make ends meet.

[Anonymous]

Forgot our professions: DH is a GS 13 and I am a librarian, 50k. He makes significantly more than I do.

[Anonymous]

I agree that’s not a humblebrag. What is your specific question(s)?

[Anonymous]

Anonymous wrote:

Anonymous wrote:OMG. Are you for real? Shut up with your humblebrag now.

??? Take a look at any other HHI thread on this forum and tell me that $150k between two people is a humblebrag.

Yes, those people are in their 40s, not their late 20s. You have issues if you think $150K is below average for a couple in their 20s. Grow up.

[Anonymous]

Anonymous wrote:Yes OP. We are at your same income levels and are feds in our 50s.

It's not a humble brag people, fed salaries don't skyrocket up over the years. Remember our mortgage officer saying, "you could afford to buy more when your salaries go up significantly over time" and we just laughed and laughed.

But yes, I'm on here but I mainly read and don't post. Much of the information is too rich to be of much use to me and I follow frugal blogs and facebook pages by people like Mr. Money Mustache and others.

This is my point exactly -- to be in your 20s and have a $150K income is GREAT. Those are the people who will be earning $300K in their 50s.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OMG. Are you for real? Shut up with your humblebrag now.

??? Take a look at any other HHI thread on this forum and tell me that $150k between two people is a humblebrag.

Yes, those people are in their 40s, not their late 20s. You have issues if you think $150K is below average for a couple in their 20s. Grow up.

+1

[Anonymous]

That's really not bad. Are you married? Make sure you're contributing as much as possible to your 401K plans to reduce your taxable income.

We made it work in DC with that much combined income by using Mint to budget, renting a place for $2100/month, and getting some help from grandparents for daycare.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Yes OP. We are at your same income levels and are feds in our 50s.

It's not a humble brag people, fed salaries don't skyrocket up over the years. Remember our mortgage officer saying, "you could afford to buy more when your salaries go up significantly over time" and we just laughed and laughed.

But yes, I'm on here but I mainly read and don't post. Much of the information is too rich to be of much use to me and I follow frugal blogs and facebook pages by people like Mr. Money Mustache and others.

This is my point exactly -- to be in your 20s and have a $150K income is GREAT. Those are the people who will be earning $300K in their 50s.

Feds. A $150k income in your 20s will be a $170k income in your 50s.

[Anonymous]

DH and I are mid-30s and our HII is $150k. I'm in contracts management, he's a fed. Outside of the DCUM lalaland bubble, we are very solidly middle class and are doing just fine. We can comfortably afford daycare and the rest of our bills, don't save as much as we'd like to, but aren't worried about keeping food on the table.

DCUM isn't real life, peeps.

[Anonymous]

DH - 100K, Gov job
DW - 70K, market research

We are both 30.

Is this really high compared to national averages? Yes and I know we're fortunate and live a great life.

Compared to DCUM? No, but don't let those with a higher HHI make you think you're not doing well. They are likely to be mid-career and have multiple degrees. Also, HHI doesn't mean they are better of financially. Look at how much debt you have and that will be a better indicator on how you're doing.

[Anonymous]

NOVA public school teacher and analyst for an on line security company. We both make in the 70s and are 30 years old. So $150k combined. No kids and don't plan on having any.