Anyone here use mint.com?

[Anonymous]

It does show up on a forum search, but the posts are several years old. Is anyone currently using this program and how do you like it? Is it time consuming to enter the data weekly/monthly?
Have you been able to stick with it for a full year?

I'm doing my taxes now via Turbotax and apparently all the data from mint can be imported into next year's tax return. That is my primary motivation for considering it.

[Anonymous]

Too many notifications and difficulties with two step process access to your accounts. I gave up.

[Anonymous]

Nope. It wants access to all my info. Hell to the naw.

[Anonymous]

millennial here (unlike pp grandpa above) so my info has likely been stolen by hackers / is out there already / who wants my law school loans / idgaf

I love mint and use it and have been using it for at least 3 years - it got me started and mindful to track expenses, budget, set reminders, see the whole picture financially (including TSP which many programs can't connect right to). It's clean, you're able to customize it including reminders, and once you get in the groove identifying vendors you use often the system remembers. I can tell you how much I spent in January of 2015 on work lunches and specifically potbellys (you literally just search in a second) unlike your bank statements. and yes, I use turbo tax.

also, the program is always updated so it won't be abandoned like other "financial management systems"

[Anonymous]

Anonymous wrote:millennial here (unlike pp grandpa above) so my info has likely been stolen by hackers / is out there already / who wants my law school loans / idgaf

I love mint and use it and have been using it for at least 3 years - it got me started and mindful to track expenses, budget, set reminders, see the whole picture financially (including TSP which many programs can't connect right to). It's clean, you're able to customize it including reminders, and once you get in the groove identifying vendors you use often the system remembers. I can tell you how much I spent in January of 2015 on work lunches and specifically potbellys (you literally just search in a second) unlike your bank statements. and yes, I use turbo tax.

also, the program is always updated so it won't be abandoned like other "financial management systems"

I'm the PP and I'm a Millenial who also went to law school. I'm just not an idiot.

[Anonymous]

It kept miscategorizing my expenses so I stopped using it. Trying ynab net, just haven’t set it up yet.

[Anonymous]

I like mint the best of the tracking programs I have tried. You don’t have to enter anything because it syncs to all your accounts. Just a bit of editing for things that are categorized incorrectly. You are giving up data; I decided I was OK with that. I’ve been using it for about five years.

[Anonymous]

Anonymous wrote:

Anonymous wrote:millennial here (unlike pp grandpa above) so my info has likely been stolen by hackers / is out there already / who wants my law school loans / idgaf

I love mint and use it and have been using it for at least 3 years - it got me started and mindful to track expenses, budget, set reminders, see the whole picture financially (including TSP which many programs can't connect right to). It's clean, you're able to customize it including reminders, and once you get in the groove identifying vendors you use often the system remembers. I can tell you how much I spent in January of 2015 on work lunches and specifically potbellys (you literally just search in a second) unlike your bank statements. and yes, I use turbo tax.

also, the program is always updated so it won't be abandoned like other "financial management systems"

I'm the PP and I'm a Millenial who also went to law school. I'm just not an idiot.

lol you probably cover the PIN pad when you type in your bank code....get real, your info is already out there, it's all saved somewhere and that somewhere isn't any safer than mint. think Sephora security breaches, Target credit card info leaking, and oh not to mention, I work for govt and also enjoyed a lovely OPM breach in 2015 for my info and everyone else's on my security application including social addresses etc.

basically, to the OP, don't let the "access" issue to mint deter you from using mint.

[Anonymous]

Anonymous wrote:It kept miscategorizing my expenses so I stopped using it. Trying ynab net, just haven’t set it up yet.

I find this part of Mint extremely frustrating. It is a helpful dashboard from which to view all of my assets/accounts as well as a one stop place to easily verify that transactions such as restaurants inputted the charge + tip correctly without logging into each credit card account separately.

[Anonymous]

Anonymous wrote:I like mint the best of the tracking programs I have tried. You don’t have to enter anything because it syncs to all your accounts. Just a bit of editing for things that are categorized incorrectly. You are giving up data; I decided I was OK with that. I’ve been using it for about five years.

+1

I have been using it so long that I don't remember, probably at least five years as well. I am 29 years old and feel the same as this poster

[Anonymous]

OP here again. Of all the financial tracking software programs, which do you think is the most secure? Quicken?

[Anonymous]

It's useless. Try You Need A Budget.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I like mint the best of the tracking programs I have tried. You don’t have to enter anything because it syncs to all your accounts. Just a bit of editing for things that are categorized incorrectly. You are giving up data; I decided I was OK with that. I’ve been using it for about five years.

+1

I have been using it so long that I don't remember, probably at least five years as well. I am 29 years old and feel the same as this poster

Same, except I'm 51. We have a lot of transactions and really needed to track spending. I'm fine with giving up data at this point. I don't really see any way around it these days. It's a great platform for tracking if you want to control spending.

[Anonymous]

I hate mint- for a variety of reasons. I love you need a budget YNAB. I've been using it for over a year. It has the option to automatically sync with your bank account but I actually like entering my own transactions. Ok. I don't like it, but I find if very useful. It has definitely helped me save money and keep track of my spending.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:millennial here (unlike pp grandpa above) so my info has likely been stolen by hackers / is out there already / who wants my law school loans / idgaf

I love mint and use it and have been using it for at least 3 years - it got me started and mindful to track expenses, budget, set reminders, see the whole picture financially (including TSP which many programs can't connect right to). It's clean, you're able to customize it including reminders, and once you get in the groove identifying vendors you use often the system remembers. I can tell you how much I spent in January of 2015 on work lunches and specifically potbellys (you literally just search in a second) unlike your bank statements. and yes, I use turbo tax.

also, the program is always updated so it won't be abandoned like other "financial management systems"

I'm the PP and I'm a Millenial who also went to law school. I'm just not an idiot.

lol you probably cover the PIN pad when you type in your bank code....get real, your info is already out there, it's all saved somewhere and that somewhere isn't any safer than mint. think Sephora security breaches, Target credit card info leaking, and oh not to mention, I work for govt and also enjoyed a lovely OPM breach in 2015 for my info and everyone else's on my security application including social addresses etc.

basically, to the OP, don't let the "access" issue to mint deter you from using mint.

So you gave your entire banking info to some random free personal finance app - basically, you give them carte Blanche access to every single thing you spend money on, when you did it, how much money you make, what you save it in, et etc...and you're okay with it.

Okay dumbass. New drinking the Koolaid.