additional health insurance for teenager football teenager

[Anonymous]

My 15 years old 10th grader is expressing interest in playing football in his junior and senior year. I've tried to talk him out of it without much success. My wife also tried and it didn't work either. Personally I think it is a stupid and very dangerous sport even at the high school level.

For parents with kids playing football in HS, do you have to buy additional health or disability insurance in addition to your current health and company provided disability insurance? I really worry if god forbids, he gets injured and not be able to work for the rest of his life, I will not be able to live with it.

My other kids swim so I have never thought about purchasing additional health and disability insurance until football comes to mind.

Thanks in advance.

[Anonymous]

1. Will he even get on the team? I take your post to mean he hasn't played before.

2. Can you just tell him "NO." We've told both our boys football is a no go, no exceptions.

[Anonymous]

Maybe buy long-term care insurance now.

[Anonymous]

If I believe something is so dangerous for my kid Im considering buying additional health insurance than Im not going to do whatever that is. Come on now. You are the parent.

[Anonymous]

Anonymous wrote:If I believe something is so dangerous for my kid Im considering buying additional health insurance than Im not going to do whatever that is. Come on now. You are the parent.

+1. Don’t let him play. You will be too nervous and ruin it. DS played one season and did not have any injuries. The next year he tore his ACL, completely unrelated to contact sports when his leg twisted the wrong way. He had surgery, months of physical therapy. Injuries can happen anywhere, any time.

[Anonymous]

Tell your "teenager football teenager" that they cannot play because it is dangerous. Yes, this involves parenting. Yes, you're going to be the bad guy. Yes, you should do it anyway because it is best for your child.

[Anonymous]

Have some balls. Don’t let him play. My dad didn’t let brother play back in the 80s. He ended up excelling in a different sport.

[Anonymous]

It's good to know who makes all the key decisions in your family! If both parents agree he should not play....he should not play. Force him to read a bunch of articles on brain damage. I'm sure there are You Tube videos on the subject.

[Anonymous]

I played soccer in high school, but not football. The only kids I knew that started football in high school were injured pretty badly relatively quickly. That isn't the sort of sport you just "pick up" in high school. One guy in my class had a compound fracture of his right arm during practice.

[Anonymous]

You can say no. You should say no. My son really wants to play as well. I've always said no.

My husband just suffered a bad concussion, including a fractured occipital bone, subarachnoid hemorrhage, and resulting SIADH, which could have killed him. He's been off work for 3 months now and is facing more.

I know this exact injury is unlikely in football, but now having lived with caregiving for someone who suffered traumatic brain injury, there is no way in he** my child will ever play a high risk sport.

[Anonymous]

They make new/expensive helmets that I would invest in. I would not want my child to play.

[Anonymous]

We said no to football. Now DS is a professional cycler. Be careful what you wish for. Yes, he has additional insurance and it’s very expensive. He is 17. Our family health insurance wouldn’t cover him.

[Anonymous]

Anonymous wrote:Maybe buy long-term care insurance now.

LOL. Seriously.

[Anonymous]

Anonymous wrote:We've told both our boys football is a no go, no exceptions.

+1

Same here. Be a parent.