Free Credit Report

[Anonymous]

What do you use to get your free annual credit reports (full reports, not just the credit scores)? How do annualcredireport.com and creditkarma.com compare? TIA

[Anonymous]

try annualcreditreport.org . You have a right to one free credit report per year from each of the three main agencies. Do not pay. This is your right, by law.

[Anonymous]

Can you pull the once-a-year free credit report from the different agencies at different times of the year, or do they have to be obtained at the same time?

[Anonymous]

Just out of curiosity why do people need a full credit report.

[Anonymous]

Anonymous wrote:Can you pull the once-a-year free credit report from the different agencies at different times of the year, or do they have to be obtained at the same time?

You can do them at different times.

[Anonymous]

Anonymous wrote:Just out of curiosity why do people need a full credit report.

To make sure it's accurate. Mistakes and identity fraud are common.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Just out of curiosity why do people need a full credit report.

To make sure it's accurate. Mistakes and identity fraud are common.

You really only need the Credit Scores. Everything else is secondary.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Just out of curiosity why do people need a full credit report.

To make sure it's accurate. Mistakes and identity fraud are common.

You really only need the Credit Scores. Everything else is secondary.

Disagree! See above re fraud and mistakes. And you don't need a credit score with a credit report. You obtain the score separately.

[Anonymous]

Any experience with creditkarma? What does it provide? Why/when would one use creditkarma over annualcreditreport.com?