TSP S fund - hold or sell?

[Anonymous]

Any thoughts on whether it's time to sell S fund and buy I fund? What do you think? I have about 8 more years to go in the govt.

[Anonymous]

Sell

[Anonymous]

I wouldn't go completely out of it but feel free to rebalance as S fund has over performed.

[Anonymous]

don't chase performance-- you should have an investment strategy (including when to rebalance) and stick to it. If that seems like too much trouble then I'd do an L fund.

[Anonymous]

Anonymous wrote:don't chase performance-- you should have an investment strategy (including when to rebalance) and stick to it. If that seems like too much trouble then I'd do an L fund.

+1

Being 8 years out from retirement, hopefully you have a decent percentage in fixed income. The G fund is an awesome bond/short term treasury fund. If you're not sure what you want to do for equity portion, 1/3 in each fund (C,S,I) is reasonable.

[Anonymous]

Anonymous wrote:don't chase performance-- you should have an investment strategy (including when to rebalance) and stick to it. If that seems like too much trouble then I'd do an L fund.

What does this mean? Do you re-balance your portfolio time to time? Isn't that basically "chasing performance"?

[Anonymous]

Anonymous wrote:Sell

S Fund is up $3 Share this calendar year alone, roughly 8% in 5 months and I expect it to continue to grow.
I would hold until the end of this year.

[Anonymous]

Anonymous wrote:

Anonymous wrote:don't chase performance-- you should have an investment strategy (including when to rebalance) and stick to it. If that seems like too much trouble then I'd do an L fund.

What does this mean? Do you re-balance your portfolio time to time? Isn't that basically "chasing performance"?

Umm.... I'm not PP, but I don't think any reasonable person would consider re-balancing "chasing performance."

[Anonymous]

Anonymous wrote:

Anonymous wrote:Sell

S Fund is up $3 Share this calendar year alone, roughly 8% in 5 months and I expect it to continue to grow.
I would hold until the end of this year.

Do you have a crystal ball?? Are you aware that the best and brightest on wall street can't beat(predict) the market? That's the main reason why index funds are slowly taking over. Low fees are also a big factor.

[Anonymous]

Anonymous wrote:Any thoughts on whether it's time to sell S fund and buy I fund? What do you think? I have about 8 more years to go in the govt.

I wouldn't go that hard into international. What would be the reason? Being close to retirement I could see wanting to move more into fixed income (G and F), but why the heck would you move into I? It's arguably more risky than S (currency risk, foreign government risk, etc. etc.). We're heavy into S and C with a little I (I'm not a big fan of international) with our fixed spread evenly between G and F. When we get closer to retirement we'll shift more into G and F and away from C, S and I.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:don't chase performance-- you should have an investment strategy (including when to rebalance) and stick to it. If that seems like too much trouble then I'd do an L fund.

What does this mean? Do you re-balance your portfolio time to time? Isn't that basically "chasing performance"?

Umm.... I'm not PP, but I don't think any reasonable person would consider re-balancing "chasing performance."

Isn't it kind of the opposite? You're selling things that went up and are a greater share of your assets and buying things that went down and are a lower share of your assets, relative to where you started.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sell

S Fund is up $3 Share this calendar year alone, roughly 8% in 5 months and I expect it to continue to grow.
I would hold until the end of this year.

Do you have a crystal ball?? Are you aware that the best and brightest on wall street can't beat(predict) the market? That's the main reason why index funds are slowly taking over. Low fees are also a big factor.

Cool story bro, we talking about the tsp s fund, lol.
Not that serious.