Low-Cost Invest Funds

[Anonymous]

For a beginner in index funds, so you recommend starting with one fund, or spreading smaller amounts of money over two or three?

[Anonymous]

Spread.

[Anonymous]

If you are thoughtful about how you are spreading, yes. If you are young and spreading willy-nilly, don't. Put it all in a total stock market index fund for the next decade or so.

[Anonymous]

No need to spread it out just do a total stock market index.

[Anonymous]

My short answer is that there's no need to buy multiple index funds, unless you want separate stock vs. bond funds, or REIT funds, or tax-managed funds. Index funds are, by definition, already spread out, so you'd likely be buying different buckets of the same things.

Anyway, your question is a good one, but it suggests that you would really benefit from taking a couple of days and, along with your spouse, if applicable, reading the entire J.L. Collins Stock Series. Read ALL of it. Then you'll better understand what to do:

http://jlcollinsnh.com/stock-series/

[Anonymous]

Or just google "Bogle 3 funds" and your see the only 2 or 3 index funds you'd need for life. (Tip: mostly an all stock market fund, as much bond fund you need for comfort and an international fund if you like the mix and/or feel the US stock market is over inflated).