Best Rewards Credit Card?

[Anonymous]

What card do you use to get the best rewards, primarily cash back? With two young children, we aren't traveling much these days, so not concerned with miles. Thanks!

[Anonymous]

I like my Amazon Chase Visa. I get 3% back on Amazon purchases, 2% back on gas, restaurants, and drugstores, and 1% back on everything else.

Even better, it gives me the option to apply my rewards to my Amazon account so I can just use it on my next purchase. (They will also send you a check if you'd rather put that money in the bank.) I love going to buy printer ink or whatever, and getting it for free because of the rewards.

[Anonymous]

American Express Blue Cash Preferred
You get 6% back on groceries up to $6,000 per year, 3% back on gas and 1% back on everything else.
There's a $95 annual fee but if you spend $1,000 in the first 3 months you'll get $150 cash back (for the first year only).

[Anonymous]

citi double cash back - 2% on everything.

[Anonymous]

Anonymous wrote:I like my Amazon Chase Visa. I get 3% back on Amazon purchases, 2% back on gas, restaurants, and drugstores, and 1% back on everything else.

Even better, it gives me the option to apply my rewards to my Amazon account so I can just use it on my next purchase. (They will also send you a check if you'd rather put that money in the bank.) I love going to buy printer ink or whatever, and getting it for free because of the rewards.

I like this card, too.

[Anonymous]

Anonymous wrote:citi double cash back - 2% on everything.

I got this card last year and it's great. Be aware that in order to get the full 2%, do not take the rebates as statement credits, rather have them direct deposited to your checking account.

[Anonymous]

Rumor has it that it's the citi double cash, but I've loved my discover card forever too. They do 5% every once in awhile and usually on stuff I buy anyway at certain time of the year. Can apply the cash back to my amazon purchases and can get cash back up to $80 from grocery stores.

[Anonymous]

Fidelity Rewards Visa -- 2 percent cash back on everything, direct deposit into your Fodelity account.

[Anonymous]

Anonymous wrote:Fidelity Rewards Visa -- 2 percent cash back on everything, direct deposit into your Fodelity account.

This is my favored card, too. Of course this depends on your spending habits, but for us 2% on everything comes out way ahead of the more complicated formulas that give something like 6% on groceries, 3% on gas, and 1% on "other." Most of our spending is in the "other" category, so we're better off with 2% on everything. YMMV.

[Anonymous]

Anonymous wrote:American Express Blue Cash Preferred
You get 6% back on groceries up to $6,000 per year, 3% back on gas and 1% back on everything else.
There's a $95 annual fee but if you spend $1,000 in the first 3 months you'll get $150 cash back (for the first year only).

+100

Also, you don't have to just pick one. This AMEX Blue Card is a no brainer for all of your grocery purchases. No card gives you 6%. We try and use this card exclusively for groceries and gas.

[Anonymous]

Anonymous wrote:

Anonymous wrote:American Express Blue Cash Preferred
You get 6% back on groceries up to $6,000 per year, 3% back on gas and 1% back on everything else.
There's a $95 annual fee but if you spend $1,000 in the first 3 months you'll get $150 cash back (for the first year only).

+100

Also, you don't have to just pick one. This AMEX Blue Card is a no brainer for all of your grocery purchases. No card gives you 6%. We try and use this card exclusively for groceries and gas.

We also use this card exclusively for groceries and gas.

They have great deals for random places, which you have to add to the card via the website, and we try to monitor those for places we frequent and use them too (they have 20% cash back at Clyde's sometimes, for example).

We use the Amazon Store Card for Amazon credit only for those purchases. And we use the Target card for %5 only at Target.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:American Express Blue Cash Preferred
You get 6% back on groceries up to $6,000 per year, 3% back on gas and 1% back on everything else.
There's a $95 annual fee but if you spend $1,000 in the first 3 months you'll get $150 cash back (for the first year only).

+100

Also, you don't have to just pick one. This AMEX Blue Card is a no brainer for all of your grocery purchases. No card gives you 6%. We try and use this card exclusively for groceries and gas.

We also use this card exclusively for groceries and gas.

They have great deals for random places, which you have to add to the card via the website, and we try to monitor those for places we frequent and use them too (they have 20% cash back at Clyde's sometimes, for example).

We use the Amazon Store Card for Amazon credit only for those purchases. And we use the Target card for %5 only at Target.

Likewise. We use the Amex card for groceries and gas and the CitiVisa Preferred card for everything else.

[Anonymous]

Look at Nerdwallet, that should give you some ideas.

[Anonymous]

If you belong to Costco or Sam's club, their card is great.

[Anonymous]

Anonymous wrote:

Anonymous wrote:American Express Blue Cash Preferred
You get 6% back on groceries up to $6,000 per year, 3% back on gas and 1% back on everything else.
There's a $95 annual fee but if you spend $1,000 in the first 3 months you'll get $150 cash back (for the first year only).

+100

Also, you don't have to just pick one. This AMEX Blue Card is a no brainer for all of your grocery purchases. No card gives you 6%. We try and use this card exclusively for groceries and gas.

Not OP but when you say 6% back on groceries up to $6k per year, does that mean the most I get back on groceries will be $360? I probably spend $12k+ on groceries per year so I'd cap that one out halfway through. That fee is really steep, too. That's the number one reason I have never had an AmEx card. There are so many rewards cards that don't charge a fee, does this one really make it worth it?