| *provocative pictures* |
| LOL they can "expect" whatever they want, whenever they want, but they'll get what I decide to give them, when I decide to give it to them. |
Bigger question. How will your kids learn to resist peer pressure if you are so sensitive to it yourself? |
Many of us grew up before children had cell phones. |
Sixth is when aftercare ends, schools starts getting out much earlier and transportation changes. For us, these changes meant that a phone made sense, and getting it in June meant my kid could get used to it. |
and your kid. My kid doesn't hang with the kind of kid who have the best of everything. |
| My youngest got an iPhone at about 9. BUT, it was handed down to him when an older sibling upgraded. Most kids have smartphones by middle school. |
| 10 or so, but I agree with pp that it doesn't need to be top of the line. I'd say the peer pressure is to be able to respond to texts and to have instagram (maybe snapchat). Don't need a top-of-line for either of those things. (Kids will ask for something better, but they won't really left out if they can do those things.) |
Np: I think this is poor logic. The $45/mo we spend for our son's phone/service in no way affects his college fund nor any other savings goals. But, what you're teaching your child is to judge others and assume that by having new electronics, then that person/family is sacrificing savings. Is that what you intended? |
Yes it does. That phone cost several thousand bucks that could have been put in a 529. All so he/she can websurf and interact with idiot friends. |
PP: several thousand? WTF kind of phone are you talking about? What if college is fully funded? We all have financial priorities, but the poster I'm quoting seems to think it's one or the other, it can be both. |
Phone + service to make it worthwhile adds up. I don't see how telling your kids that you aren't willing to pay for the top-of-the-line whatever and that spending = opportunity cost is telling someone to judge others. We don't know other families' finances (which I point out), and different families have different rules (which they have heard since they started with "Why can't I? Connor's family lets him" in preschool). I don't talk to him about what his parents' friends are worried about -- it's in the vault. But I'm not sorry we've made the choices we did, and I'm glad he understands that kids who don't get everything they want aren't deprived. |
| What do you mean by "top of the line" cellphone? Your child's peers will expect him to have a cellphone in middle school, but there is no expectation for it to be top of the line my kids have and iPhone 5s and 6s and no one has given them shit about it. |
I’m sorry, are you implying that spending money every month year after year does not impact savings? Of course it does. You may have money to burn (as do I) but let’s not pretend that $600/year plus the cost of the phone is absolutely nothing. |
No |