How Much To Spend on Engagement Ring?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Op here. I don't mind spending the money. She deserves it. She is the sweetest person I've met. She goes out of her way if do everything for everyone else, including me. She is also ambitious and wonderful with kids. There are many reasons why I love her and she deserves a ring. One of the too reasons, is she is amazing in bed and gives me daily blowjobs!

Troll.

Op here. I am a troll because my girlfriend like sex? Sorry you don't have a sex life. You should get one and then maybe you can spend your time more wisely than calling people " trolls" on a forum.

See you just don't know when to quit. You had people believing you and then you just had to keep adding details.

[Anonymous]

If she's like me, she would rather not have an engagement ring. I didn't see the point in wasting money for something like that. I told my husband I wanted a stainless steel wedding band ( because I'm allergic to everything else), and we found ours online for $15 each. They've been all we've needed for the past 7 years.

[Anonymous]

Anonymous wrote:If she's like me, she would rather not have an engagement ring. I didn't see the point in wasting money for something like that. I told my husband I wanted a stainless steel wedding band ( because I'm allergic to everything else), and we found ours online for $15 each. They've been all we've needed for the past 7 years.

Not OP but read the rest of the thread. His intended is not like you. She wants a ring. Also, nobody cares what you want.

[Anonymous]

As much as you want but don't go into debt. That's the only rule imo.

[Anonymous]

OP, jewelry is, like any luxury good, ephemeral and can never be strictly justified from a monetary perspective. Resale will never be quite what you expect it to be. 20k invested in a diamond ring is never going to pay you back the way 20k invested in the market or part of a downpayment can.

You buy the ring for the utility of it. If it gives you great pleasure to be able to buy an expensive engagement ring because you know it will make her very happy and it is part of a long cultural tradition (I'm aware of the whole marketing element of it, but it's still a common cultural tradition), then go for it.

It's like buying cars. Do you really need to spend the extra 20k on a luxury vehicle when a basic Japanese car does the job just as well? You buy the luxury vehicle for the pleasure it gives you.

In your case, with a 150k income, you have the room to spend 20k on a ring assuming you have healthy savings and assets and only you know how responsible you are with the rest of your finances that making this one time big payment is something you can justify. If it were me I probably would not spend more than 10k on the ring. But that's me. Then again I have no qualms spending 20k on a great vacation. Just a different utility.

[Anonymous]

Anonymous wrote:

Anonymous wrote:If she's like me, she would rather not have an engagement ring. I didn't see the point in wasting money for something like that. I told my husband I wanted a stainless steel wedding band ( because I'm allergic to everything else), and we found ours online for $15 each. They've been all we've needed for the past 7 years.

Not OP but read the rest of the thread. His intended is not like you. She wants a ring. Also, nobody cares what you want.

+1. What is it with people responding just to talk about themselves. OP asked a question, an if you can't answer it, don't reply. He asked about a ring for his girlfriend, not you. He, and others don't care that you didn't want a ring. That is irrelevant considering he isn't buying a ring for you. I'm tired if the self-centered behavior.

[Anonymous]

If it's no big deal from your savings, who cares.

If it would be, save it. A simple compound interest calculator shows that $20k invested in an index fund over 20 years at 6% interest would end up as $64k. 6% may be generous, but gives an idea.

[Anonymous]

Uh I would first figure out what kind of wedding you two want and who is paying for it, and other financial goals.

I personally would not want a 20k diamond ring (sapphires are my favorite), but also in my circles (academe/arts) expensive diamonds are not common and would be remarked on, I think (I have beautiful diamond earrings from my grandmother and almost never wear them). . if your gf is more traditional and has a lot of friends who wear bigger diamonds, I am sure it will be fine.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If she's like me, she would rather not have an engagement ring. I didn't see the point in wasting money for something like that. I told my husband I wanted a stainless steel wedding band ( because I'm allergic to everything else), and we found ours online for $15 each. They've been all we've needed for the past 7 years.

Not OP but read the rest of the thread. His intended is not like you. She wants a ring. Also, nobody cares what you want.

+1. What is it with people responding just to talk about themselves. OP asked a question, an if you can't answer it, don't reply. He asked about a ring for his girlfriend, not you. He, and others don't care that you didn't want a ring. That is irrelevant considering he isn't buying a ring for you. I'm tired if the self-centered behavior.

Have you ever been to a discussion forum before? You will find very few threads where the discussion only answers the question and no alternate opinions or perspectives are offered.

Diamonds are controversial, the tradition of engagement rings is sexist. Those things are going to create discussion. If you are going to be on a discussion form, you are going to have to accept that there will be discussion and that you can't control the discussion because an opinion was offered that you didn't agree with.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If she's like me, she would rather not have an engagement ring. I didn't see the point in wasting money for something like that. I told my husband I wanted a stainless steel wedding band ( because I'm allergic to everything else), and we found ours online for $15 each. They've been all we've needed for the past 7 years.

Not OP but read the rest of the thread. His intended is not like you. She wants a ring. Also, nobody cares what you want.

+1. What is it with people responding just to talk about themselves. OP asked a question, an if you can't answer it, don't reply. He asked about a ring for his girlfriend, not you. He, and others don't care that you didn't want a ring. That is irrelevant considering he isn't buying a ring for you. I'm tired if the self-centered behavior.

The irony is amazing!

[Anonymous]

Anonymous wrote:

Anonymous wrote:I think she will love it. Mine was 13k 8 years ago. My husband made a little less than you. Mine is 1.48 carats but it is round...they are the most expensive.

Wrong. Asscher cut is more expensive than a round diamond.

No, round is more expensive. There are several sources for this. See:

https://www.bluenile.com/education/diamonds/shape/price-comparison

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think she will love it. Mine was 13k 8 years ago. My husband made a little less than you. Mine is 1.48 carats but it is round...they are the most expensive.

Wrong. Asscher cut is more expensive than a round diamond.

No, round is more expensive. There are several sources for this. See:

https://www.bluenile.com/education/diamonds/shape/price-comparison

No. Compare a 2 carat round to an asscher cut. Asscher cut is more expensive.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If she's like me, she would rather not have an engagement ring. I didn't see the point in wasting money for something like that. I told my husband I wanted a stainless steel wedding band ( because I'm allergic to everything else), and we found ours online for $15 each. They've been all we've needed for the past 7 years.

Not OP but read the rest of the thread. His intended is not like you. She wants a ring. Also, nobody cares what you want.

+1. What is it with people responding just to talk about themselves. OP asked a question, an if you can't answer it, don't reply. He asked about a ring for his girlfriend, not you. He, and others don't care that you didn't want a ring. That is irrelevant considering he isn't buying a ring for you. I'm tired if the self-centered behavior.

Have you ever been to a discussion forum before? You will find very few threads where the discussion only answers the question and no alternate opinions or perspectives are offered.

Diamonds are controversial, the tradition of engagement rings is sexist. Those things are going to create discussion. If you are going to be on a discussion form, you are going to have to accept that there will be discussion and that you can't control the discussion because an opinion was offered that you didn't agree with.

You are boring.

[Anonymous]

Check out this engagement ring calculator. The questions are ridiculous but funny.


http://engagementringcalculator.com/ring-calculator/

[Anonymous]

Anonymous wrote:Check out this engagement ring calculator. The questions are ridiculous but funny.


http://engagementringcalculator.com/ring-calculator/

That is stupid but funny. Why does attractiveness factor in to how much you will spend on a ring?