Frugal Tips

[Anonymous]

So many good ones! I'll add a few more:

Netflix (instant only), no cable
Wear clothes til I'm embarrassed to be seen in public in them and then only at home.
No recurring interest paid (0%, or no debt)
Bikeshare, walk
Stay in great shape/good dental habits (will likely result in lower total healthcare out of pocket over rest of lifetime)
Use cashback credit cards and pay them off each month
Have friends who don't judge you by your possessions
Cut your own hair (easy for me to say - I'm bald... save a ton on shampoo too )
Practice Stoic philosophy (look it up on Wikipedia)
Track everything you spend money on for a month (this mindfulness alone will cut out half your bad habits)