What % do you have withheld for 401k?

[Anonymous]

Max out at 17.5, company matches 10.5.

[Anonymous]

I max out. Put $25k in while deployed last year. Wish I had been able to do more (think it's $55k limit)

[Anonymous]

Anonymous wrote:Max out at 17.5, company matches 10.5.

That's great match. I max out too but get less than half that.

[Anonymous]

For both of us (both Feds), we do

$35,000 max for Govt Thrift Savings Plan (~Roth 401k equivalent)
$11,000 max for Roth IRA

[Anonymous]

Anonymous wrote:

Anonymous wrote:Max out at 17.5, company matches 10.5.

That's great match. I max out too but get less than half that.

Oh yeah, I'm very appreciative.

[Anonymous]

Does the max of 17500 include what the employer puts in or just the employee? My employer contributes about 10,000 so just wondered if that limited how much I can contribute.

[Anonymous]

Max out the federal TSP, 17,500. Plus the over 50 catch up, 5500. Plus the match.

[Anonymous]

Anonymous wrote:For both of us (both Feds), we do

$35,000 max for Govt Thrift Savings Plan (~Roth 401k equivalent)
$11,000 max for Roth IRA

You two are doing entirely the Roth TSP and Roth IRA??? If so, I'm impressed!

[Anonymous]

Anonymous wrote:Does the max of 17500 include what the employer puts in or just the employee? My employer contributes about 10,000 so just wondered if that limited how much I can contribute.

No, employer match is separate. You can contribute $17,500 regardless of what they add.

[Anonymous]

Maxed out every year since 1991. Now have $732,000 in my 401(k) account, which has the consolidated retirement accounts from each of my jobs since then.

DH maxes out, plus adds in the catchup contributions.

[Anonymous]

Anonymous wrote:Does the max of 17500 include what the employer puts in or just the employee? My employer contributes about 10,000 so just wondered if that limited how much I can contribute.

Of course not. The limit on the contribution is employee only.