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Our HHI for a family of 5 is closer to $400k but in a very expensive area where we are probably making a lot less then most. Still, we do spend money on “fancy experiences” from time to time. Life is short, and I want to do some really cool stuff with my kids before they are grown. So on vacation we’ll spend the $1000 plus to do the private rock climbing, snorkeling boat, private guided safari tours etc. We budget other ways in our daily life by rarely eating out or getting take out. We also don’t have a regular cleaning person, and live in a smaller and older home.
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