Another can we afford this post, HHI $325k

[Anonymous]

Anonymous wrote:I know we can but risk averse spouse is nervous so curious what others think.
HHI $325k split evenly
2 working parents, 1 child
House price $1.3M, down payment $450k, PITI ~$6500
No other debt

if you are investing in retirement to the max and then factor in health insurance i’m guessing you bring in 15k/mo. you can afford it for sure. Personally i really enjoy having a lot of disposable income at my finger tips as we love travel and don’t like to budget. That personally would not leave me enough for the lifestyle we like to live and to still meet our investment goals (taxable accounts rentals). Hobert we make double you with half that in mortgage. I’d not enjoy your lifestyle constraints.