Thanks for the reminder — this is timely because I’ve been thinking a lot about where to put new money right now. I’m somewhat hesitant about continuing to add heavily to broad passive index funds, because the market feels increasingly concentrated in a small number of very large names, and I’m concerned that a correction in those stocks would disproportionately affect index performance. I do own some physical precious metals, but at current prices I’m not inclined to add more. I also avoid metal ETFs because of the structure of those markets and the large volume of financial contracts relative to physical supply, which makes me uncomfortable with the counterparty and pricing dynamics. Over the past year I’ve been adding municipal bond funds, but I’ve started to worry about the fiscal health of certain states and municipalities, as well as the broader risk that long-term inflation could erode the real value of fixed-income returns. So I’m looking for places to stay invested, but in a way that may be more resilient if we enter a prolonged or uneven market environment. Berkshire Hathaway has come to mind as one possible option, since it provides equity exposure but with a more diversified and conservative profile than the overall market. |
No - I don’t. And you don’t either. It’s why I invest in passive index funds instead of esoteric investment vehicles and precious metals. |
And that’s great. Your S&P index funds are going to crash in the near future while my gold, silver and platinum ETFs stay high as safe havens against uncertainty (continued dollar devaluation, tech need for raw materials, inflation, etc). And once I am sufficiently satisfied, I will sell them and go and buy up a ton of both international and domestic index funds. My point being these precious metals are great investments right now, even at elevated prices. Miners ETFs even more so because they’re undervalued. I think the underlying insanity here is that you’re so cocksure this is just a normal time in history, similar to previous examples. This ain’t. There are fundamental shifts occurring in geopolitical stability and you probably just want Fox and can’t understand or are siloed off from reality. I’m sad you aren’t able to critically reason from a high level. |
I’m liberal and don’t watch Fox. You are just nuts. It doesn’t matter if we go through another financial crisis. I won’t sell and the market will recover and later reach new highs. And I’ll continue to dollar cost average through the downturn and upswing. |
As a person who holds a ton of Berkshire Hathaway this is not a buy at this time. Do your research on what is happening with Buffett, his moves at the last quarter of 2025 and who he has coming up for leadership. GEICO just got a new CEO do not buy Berkshire. |
You are not a "liberal" or if you are you are not well informed. While I am not that poster this line in their post is correct " think the underlying insanity here is that you’re so cocksure this is just a normal time in history" Key words "normal time in history" A liberal would know the $ is going away. Trump is an idiot the market will not recover after 2026 and living in a dictatorship run by a criminal traitor is not going to work out financially for any Americans but the tippy top of the 1% of Trumps sycophants. |
NP. Since you can apparently predict the future, by how much have you beaten the us stock market and over what period of time? |
Damn! But thanks for your input. I did buy 10 shares today (I've owned 200 shares for over a decade), but I'll go back to the drawing board. |
I get wanting the warm feeling the historical returns the S&P has historically provided, but I stand by my comment we are in historic, world changing times. I hope the S&P just does what it has always done, but you should read more financial news. You should try to understand world shifting geopolitics. I feel like you are being willfully obtuse or simply can’t grasp the time period we actually are in and the ramifications for global trade etc. Gold and silver ETFs for the near term for me. Too much going on. The stock market is due for a massive correction. Especially in such unprecedented times. |
If you and the other poster really believed this you would have sold off everything back in early 2025 in the tariff hysteria. Go check this forum for the threads around that time and witness the raging hysteria. You clearly would have been part of that hysteria. You would have sold everything and missed out on runup which would have completely derailed your portfolio. Or maybe you did do that and you’re trying to justify all of this to yourself… You don’t have an exact answer for when to sell and when to buy back in. And since you don’t, you really don’t know anything. |
Ray Dalio, thank you for for sharing your wisdom with all of the stay at home moms on dcum. |
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My mom said she bought $250k worth of Gold in 2024. I asked her how much that gold is now worth and she said she didn't know? My mom never invested in the stock market. She will give you all kind of arguments why it's a bad idea lol. Her investments are only in real estate (rentals) and gold. Before she made the $250k purchase in 2024, she had been buying gold for years.
I think some people prefer to invest in assets they get touch and see every day. My mom said even if $1 turned into a $1 million, she will never buy stocks. She is just one those people with very rigid views of investments. |
She bought $250k in physical gold? Well that is a pain. You and her should NEVER post about it, nor email about it, ever again. There are hackers that track down people for their $300k in crypto, and your mom will be a honey pot. https://www.bloomberg.com/features/2026-crypto-thieves-kidnappers/ Seriously I would scrub her email accounts of any receipts, discussions with you, etc. Maybe ask Jeff to delete these two posts about the gold. |
It’s not a fringe perspective. Gold has beaten the returns of the S&P and continues to do so. The scary thing is you just hum-drumming along, merrily not even wondering why gold is on a sustained tear. A lot of people prefer not think deeply, so it’s okay. |
| Buy the gold dip. Also, buy silver and copper. |