| been DCA'ing into SCHD since beginning of the year |
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OP you're going to make decent green today!
Pre-Market NVDA: +4.8% BKSY: +3.72% LCID: +3.19% |
I sleep like a baby with my growth stocks. I also have crypto and a bigger account I don't really touch. Made $25k in 7 days using much less money than it takes to generate $60k in SCHD. But I do wait for the dips on few selected stocks I know well. Bank put me into SCHD in 2007 when I first had enough to open a Roth. Very bad timing ofcourse, the top I believe. I learned absolutely nothing holding a fund. Started individual stocks in 2020 and want nothing to do with funds. It helps to have the apps and information we have nowadays, and now the experience. I mean, pltr is a great long term stock if it doens't work out for me within a month. I have extremely high risk tolerance for many, many reasons. I don't suggest anyone else do what I do, but getting experience is important. One can get experience with using only $1k and measure the result in %. I see math skills, and horror stories people have heard, as the biggest reasons my friends are not doing what I'm doing. I don't work for money anymore. Nor am I using my own money at this point. I'm ready to sell pltr today or tomorrow, because my other stock dipped like crazy for no reason. Pltr shows 12% return premarket. That's plenty considering I just bought it. No need to get greedy. Funds are great, but for dividends, I would have done MO on the dip. NFA. |
BS! IF you were that good you would be making Millions with peoples money. GTFO |
Its the same know-it-all poster who told us they were holding inverse ETFs |
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I bought in April
DBOEF GS JPM WFC COF BK CBOE C CMA As you can see I thought stocks would bounce back and less bank regulation and interest rates staying higher all positives for banks. JPM is still paying .001 on Checking and Savings and investing it at 4-5 percent in Treasuries, MBS etc and risk free is making bank. Plus we have a IPO Boom coming in second half of 2025. GS and JPM the last year is way up. Goldman is up 32.5 percent in the last 52 weeks. JPM is up 31.44 in last 52 weeks. DBOEF is up 70.5 percent in last 52 weeks. The big German Stock exchange riding high on pro Europe stock trend and trading is up. |
| I just bought stock in CAVA . |
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I’m buying BTCFX in my tsp window.
Also, sketchy spacs like CEP, CEPO and CLBR. Why because I don’t give a fk. I’ve got morw of my money in safer funds, but who knows |
| Just bought 10,000 shares of UNH at $310. |
| FOMO in full swing! |
This entire conversation is just like how on Reddit’s wallstreetbets subreddit bulls and bears constantly talk sht. So right now, yes, the market is on the up. And that’s great. I like getting money from my portfolio. But I am also still skeptical we are getting out of this trade war, which is yet to be resolved, unscathed in the long run. You seem so confident that the classic Bogle, “just DCA into US stocks and profits will come forever!!!!l” I’m concerned that we are alienating the conditions and trading partners that historically allowed that to happen. Also, greed is driving the market. We’ve got crypto this and that everywhere. We still have 30% tariffs. So your whole thing about buying the dip may not be right unless you’re doing it for day trading or swing trading. The market could still fall in the near future from a crash from trade war impacts. You buying VTSAX or whatever at a discount in the last couple months doesn’t mean we are over the rough hump and going back sky high in perpetuity. It could fall a lot more and you won’t feel so smug when the discounts you through were discounts were only a temporary reprieve before a bigger fall. |
No - you’re just apparently not smart enough to understand that the dollar cost averaging doesn’t stop. Of course it could go down again. We’ll buy at a discount again. We’re in it for the long term unlike you market timers who think this newest “unprecedented time” is unlike all the other “unprecedented times.” You’re just hoping it goes down so you can pin it on Trump. The more savvy investors hate Trump for obvious reasons, but are able to divorce the stock market from temporary politics. |
+100 I can think of 2000 (Tech Bust), 2008-2009 (Housing Market) & 2020 (COVID). IF you DCA'd through all those ups and downs you came out on top each and every time for a total sum GAIN. https://en.wikipedia.org/wiki/List_of_stock_market_crashes_and_bear_markets |
And nothing about taxes. |
| IDK, I don't like paying taxes so I'm more of the buy/hold person in non deferred accts. I like PM, MO, AVGO, PLTR, DUK, XOM, MO, LLY, CRWD. An eclectic mix of growth and dividend payers. Have a bunch of regional banks I bought back in 2009, RF Hban and Ally more recently. Will prune those financials on the next upswing. I don't trade much, buy quality and hold. |