how do you pay for house projects (big ones)?

Anonymous
We saved up cash, but it's been slow going. Took 15 years to get a new kitchen.
Anonymous
Prior to the market going haywire and the interest rates rising, we ALEAYS Gina in Ed via our HELOC. This is because our market returns we’re wayyyyy higher than our loan interest and didn’t want to use reserves.

Now anything we do is cash.
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