How much is your credit card bill each month?

[Anonymous]

We put everything on the credit card excluding mortgage, student loans, college savings, retirement, and some utility bills (like water, gas and electric). So credit card includes food, gas, clothing and all other expenses (kids activities, camp, travel, misc). We have two kids. Just curious how much other people are spending - concerned ours is sometimes high though we don't live extravagantly.

[Anonymous]

$300-$400 but I try not to use it if at all possible. I prefer my debit card.

[Anonymous]

Anonymous wrote:We put everything on the credit card excluding mortgage, student loans, college savings, retirement, and some utility bills (like water, gas and electric). So credit card includes food, gas, clothing and all other expenses (kids activities, camp, travel, misc). We have two kids. Just curious how much other people are spending - concerned ours is sometimes high though we don't live extravagantly.

About 4K/month. Like you, many recurring expenses on it like utilities. Pay off each month in full of course.

[Anonymous]

about 4k/month here too. too much...

[Anonymous]

Pay off each month in full of course.

Everyone claims the above yet credit card companies report debt to be sky high and payments delinquent.

We don't have a credit card.

[Anonymous]

I like to keep it closer to $3k, but it creeps up to $4k too often. And yes, pay it in full.

[Anonymous]

Not sure how crowd sourcing this gets you any real info. Depends on so many variables, including income. My credit card bills are insane - can be $11-12k/month on a regular basis and were $18k last month, but for my income and expenses it's fine and we pay them off in full. Last month happened to include some xmas gifts and most of a xmas holiday ski trip. The things that skew the bills include things like time of year (we have a high deductible health plan so pay out of pocket for things like prescriptions and dr visits in the beginning of the year - I paid for a $700 prescription last month), car repairs (recently had a $2000 one), travel (we travel pretty frequently), etc.

[Anonymous]

Anonymous wrote:$300-$400 but I try not to use it if at all possible. I prefer my debit card.

I stopped using my debit card when someone got ahold of the number and my zip code and charged things and the bank was not helpful at all. Now I only use debit cards to get cash at an ATM.

[Anonymous]

Anonymous wrote:

Pay off each month in full of course.

Everyone claims the above yet credit card companies report debt to be sky high and payments delinquent.

We don't have a credit card.

Fine, charge card. But I could in fact let it go and pay the minimum but there would be interest.

[Anonymous]

Anonymous wrote:

Anonymous wrote:$300-$400 but I try not to use it if at all possible. I prefer my debit card.

I stopped using my debit card when someone got ahold of the number and my zip code and charged things and the bank was not helpful at all. Now I only use debit cards to get cash at an ATM.

Until someone uses one of those skimmers on an ATM and steals your debit card info. Wouldn't that be fun?

Credit/charge cards are about as safe as you can get, most banks are really good about not holding you responsible for fraudulent charges. AMEX is the best in my opinion.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:$300-$400 but I try not to use it if at all possible. I prefer my debit card.

I stopped using my debit card when someone got ahold of the number and my zip code and charged things and the bank was not helpful at all. Now I only use debit cards to get cash at an ATM.

Until someone uses one of those skimmers on an ATM and steals your debit card info. Wouldn't that be fun?

Credit/charge cards are about as safe as you can get, most banks are really good about not holding you responsible for fraudulent charges. AMEX is the best in my opinion.

Crap. How does that happen??

[Anonymous]

Anonymous wrote:$300-$400 but I try not to use it if at all possible. I prefer my debit card.

I used to do this too, but I got spooked by all the security breaches. I know that there are some protections for when you use your debit card, but the protections seem more robust if you're using a credit card. So now I use a credit card for all purchases and get a little bit of cash back, too. (Amex Blue). I pay it off every month.

[Anonymous]

Anonymous wrote:I like to keep it closer to $3k, but it creeps up to $4k too often. And yes, pay it in full.

Same here. Used to be about half that but now with day care it's up to 3/4, always paid off in full.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:$300-$400 but I try not to use it if at all possible. I prefer my debit card.

I stopped using my debit card when someone got ahold of the number and my zip code and charged things and the bank was not helpful at all. Now I only use debit cards to get cash at an ATM.

Until someone uses one of those skimmers on an ATM and steals your debit card info. Wouldn't that be fun?

Credit/charge cards are about as safe as you can get, most banks are really good about not holding you responsible for fraudulent charges. AMEX is the best in my opinion.

Crap. How does that happen??

Plenty of stuff out there you can look up but here is an article.

http://money.howstuffworks.com/atm-skimming.htm

[Anonymous]

Anonymous wrote:Not sure how crowd sourcing this gets you any real info. Depends on so many variables, including income. My credit card bills are insane - can be $11-12k/month on a regular basis and were $18k last month, but for my income and expenses it's fine and we pay them off in full. Last month happened to include some xmas gifts and most of a xmas holiday ski trip. The things that skew the bills include things like time of year (we have a high deductible health plan so pay out of pocket for things like prescriptions and dr visits in the beginning of the year - I paid for a $700 prescription last month), car repairs (recently had a $2000 one), travel (we travel pretty frequently), etc.

This is very similar to our profile. There's some work travel too, so that adds up but is reimbursed.