Delay graduation for late in game internship?

[Anonymous]

DD is supposed to graduate in Spring. Today, she was offered a one year internship in her field. It is not through her university. I'm unsure why they won't offer her corresponding credit, but it is unapproved and the approval process takes a year minimum. Taking the internship would preclude carrying a full course load and could include travel making even a part-time course load (say 6 credits) difficult. Therefore, if she participated, she'll likely need to wait until Spring 2017 to graduate and would have six months of loan repayment. The internship is twelve weeks unpaid, then very low paid. No benefits. I also don't understand if under ACA, she will can stay under my health insurance as a non-student. However, she views this as a huge foot in the door. Is there anything else, I should be weighing? My gut is to say "No, just graduate."

[Anonymous]

What is her major?

[Anonymous]

Anonymous wrote:DD is supposed to graduate in Spring. Today, she was offered a one year internship in her field. It is not through her university. I'm unsure why they won't offer her corresponding credit, but it is unapproved and the approval process takes a year minimum. Taking the internship would preclude carrying a full course load and could include travel making even a part-time course load (say 6 credits) difficult. Therefore, if she participated, she'll likely need to wait until Spring 2017 to graduate and would have six months of loan repayment. The internship is twelve weeks unpaid, then very low paid. No benefits. I also don't understand if under ACA, she will can stay under my health insurance as a non-student. However, she views this as a huge foot in the door. Is there anything else, I should be weighing? My gut is to say "No, just graduate."

If she is so excited and believes it will help her professionally, I would encourage her to do it. She will be able to defer loan payments with an economic hardship/ forbearance waiver. Has she spoken to her advisor?

[Anonymous]

Is she planning n graduate school immediately following graduation?

[Anonymous]

Her major is communications with a minor in marketing and another minor in fashion. She was offered an internship with a major advertiser.

[Anonymous]

Anonymous wrote:Is she planning n graduate school immediately following graduation?

No.

[Anonymous]

Anonymous wrote:

Anonymous wrote:DD is supposed to graduate in Spring. Today, she was offered a one year internship in her field. It is not through her university. I'm unsure why they won't offer her corresponding credit, but it is unapproved and the approval process takes a year minimum. Taking the internship would preclude carrying a full course load and could include travel making even a part-time course load (say 6 credits) difficult. Therefore, if she participated, she'll likely need to wait until Spring 2017 to graduate and would have six months of loan repayment. The internship is twelve weeks unpaid, then very low paid. No benefits. I also don't understand if under ACA, she will can stay under my health insurance as a non-student. However, she views this as a huge foot in the door. Is there anything else, I should be weighing? My gut is to say "No, just graduate."

If she is so excited and believes it will help her professionally, I would encourage her to do it. She will be able to defer loan payments with an economic hardship/ forbearance waiver. Has she spoken to her advisor?

Yes. Her advisor sucks, but another professor who acts a mentor wrote her a reference and has been excited about this. The loans would be easier to pay if she gets a great first real job out this.