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Our insurance through my husband's employer has been covering ABA for our ASD kid. Unfortunately, my husband's new employer offers self-funded insurance plan, which doesn't cover ABA at all because it doesn't follow the state-mandated ABA coverage policy.
We are thinking of purchasing an individual insurance plan for our DC. Does anybody has recommendation on: 1. Insurance broker who's well informed about good insurance plans for an ASD kid (ABA, ST, OT, PT coverage). We live in MD. 2. Specific individual plans that we should consider (e.g. low premium and deductible, less restrictions in coverage). TIA! |